BNP Paribas Bank Polska

You can open a personal account at BNP Paribas online or in the GOmobile mobile app, without leaving home. People who do not have a Polish ID card, and minors, are asked to visit a branch. The helpline for individual customers is available 24/7 at +48 500 990 500 and 22 134 00 00.

According to BNP Paribas's "Terminy realizacji przelewów" (transfer execution times) table, an Elixir transfer ordered in online or mobile banking on a business day by 8:00, by 11:45 or by 14:15 goes into the 1st, 2nd or 3rd Elixir session of the same day, respectively. Orders placed later are sent in the 1st session of the next business day. An Elixir transfer from another bank that arrives by 18:00 is credited on the same business day, and individual customers can send and receive Express Elixir instant transfers 24/7.

Yes. Individual customers of BNP Paribas can open a currency account in EUR, USD, CHF or GBP, through GOonline internet banking, in the GOmobile app or at a branch. You need to already hold an individual account (personal account) with the bank. The Mastercard Multiwalutowa debit card, which supports PLN, EUR, USD, CHF and GBP, can be linked to the currency accounts.

BNP Paribas offers a mortgage loan to buy, build or renovate a flat or house, to buy a plot, and to transfer (refinance) a mortgage from another bank. According to the bank's website, up to 15% of the loan amount can be used for any purpose. You can choose an interest rate fixed for a period of 5 or 10 years, or a variable rate based on WIBOR 3M plus the bank's margin.