Alior Bank

You can open the Konto Jakże Osobiste account remotely: by applying on aliorbank.pl or in the Alior Mobile app. You confirm your identity with options such as mObywatel, VideoSelfie (a photo of your ID and a video of your face), a bank profile or a verification transfer. According to the bank, when you apply in the app the account can be active in as little as 15 minutes.

According to Alior Bank, Elixir sessions run only on business days (Monday to Friday). For a transfer to go out in a given session, you need to order it by 8:20, 12:20 or 15:20 at the latest. Incoming transfers from other banks are booked at approximately 10:30, 14:30 and 16:45, with the exact time depending on the number of messages in the session.

Yes. Alior Bank offers business accounts both for sole proprietorships and for companies, and you can open auxiliary foreign-currency accounts alongside the main account. Businesses can also get company loans, factoring, payment terminals and leasing through Alior Leasing.

According to the bank's website, the Konto Jakże Osobiste account is free up to the age of 26. After that, the account fee (12 zł) and the card fee (6 zł) are waived if in a given month at least 3,000 zł in total comes in from another bank and you make at least 5 payments by card or BLIK. No fees are charged in the month the account and card are opened. Check the current terms in the price list on aliorbank.pl.