Inbank

Inbank is an Estonian digital bank that entered the Polish market with attractive offers for savers. It is known for its simplicity and competitive interest rates on term deposits, operating with a fully digital model and no physical branch network.

Key facts

Founded

2010

Headquarters

Tallinn (Estonia)

Total assets

1,2 mld PLN

SWIFT/BIC

INHBEE22

Ownership

Foreign-owned

Helpline

pon.–pt. 8:00–20:00

Frequently asked questions

What is Inbank? +

Inbank is an Estonian digital bank operating in Poland as a branch. It specialises primarily in consumer financing — instalment loans offered in partnership with merchants (shops, e-commerce, retailers). It does not offer standard personal accounts.

What products does Inbank offer in Poland? +

Inbank in Poland primarily offers term deposits with competitive rates and instalment loans for customers of merchant partners. Products are available mainly online, without branch visits.

Are deposits at Inbank safe? +

Yes, funds deposited at Inbank are covered by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per customer — the same protection as any Polish bank. Inbank holds a banking licence from Eesti Pank (Bank of Estonia).

How to contact Inbank? +

You can contact Inbank by phone at 22 101 10 10 (business days) or via the contact form at inbank.pl. The bank has no physical branches in Poland — all service is fully remote.

Deposits

2 offers

PLN

Lokata na Start

Okres: 6 miesięcy
Kwota: 1 000 zł – 50 000 zł
Odsetki na koniec okresu

▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ Period: 6 mo. ▸ 2 weeks ago

4.50%

interest rate

Apply

PLN

Lokata standardowa

Okres: 1 miesiąc
Kwota: 5 000 zł – 50 000 zł
Odsetki na koniec okresu

▸ Min: 5 000 PLN ▸ Max: 50 000 PLN ▸ Period: 1 mo. ▸ 2 weeks ago

2.50%