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mBank

Bank

mBank

9 active offers 3 categories Bank website
App Store Google Play

mBank was the first fully online bank in Poland, launched in 2000, and revolutionised the Polish banking market. Today it serves millions of customers in Poland, the Czech Republic and Slovakia with a mature ecosystem of digital services, including a mobile app, instant transfers and investment tools.

Key facts

Founded

1986

Headquarters

Warszawa

Total assets

195,0 mld PLN

Employees

6 800

Customers

5 600 000

Branches

90

SWIFT/BIC

BREXPLPWMBK

Ownership

Foreign-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet Planet Cash

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR — outgoing 06:00, 10:00, 13:30
ELIXIR — incoming 11:15, 15:00, 18:15
Express ELIXIR 24/7

Mobile app

Download on App Store Download on Google Play

Social media

Facebook Twitter / X LinkedIn YouTube Instagram

Frequently asked questions

How to open an account at mBank? +
You can open a mBank account entirely online at mbank.pl or through the mobile app. All you need is an ID card and a few minutes. mBank has no traditional branches — customer service is handled online, by phone, and at mService points in shopping centres.
Does mBank offer a free account? +
Yes, mBank's eKonto is free with no activity conditions. The debit card fee is PLN 0 with at least one transaction per month. mBank also offers mKonto Intensive with cashback for active customers.
What are the ELIXIR session hours at mBank? +
mBank processes three ELIXIR sessions on business days. Outgoing transfers: 06:00, 10:00, 13:30. Incoming transfers arrive around 11:15, 15:00, and 18:15. Express ELIXIR (instant transfers) is available 24/7.
What sets mBank apart from other banks? +
mBank was a pioneer of internet banking in Poland (since 2000). It stands out with its innovative mobile app, no fees for standard operations, an advanced savings system (My Goals), and original personal finance management (PFM) features.
How is the mBank mobile app rated? +
The mBank app, available on iOS and Android, regularly wins innovation awards. It is rated approximately 4.8/5 on the App Store. Features include budget management, spending analysis, transfers, BLIK, and deposit and loan management.
Jump to: Personal accounts Business accounts Savings accounts

Personal accounts

5 offers

PLN

eKonto do usług

  • Premia: 720 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
720 PLN
bonus
Apply
PLN

mKonto Intensive

  • Premia: 610 zł
  • Opłata: 0.00–49.00 zł/mies.
  • Darmowe przelewy zewnętrzne
  • Warunek: * 0 zł, jeśli w poprzednim miesiącu wpływy na rachunek wyni…
▸ 2 weeks ago
610 PLN
bonus
Apply
PLN

eKonto możliwości od 13 do 17 lat

  • Premia: 300 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
300 PLN
bonus
Apply
PLN

eKonto do usług ze smart pierścieniem płatniczym

  • Premia: 720 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
720 PLN
bonus
Apply
PLN

eKonto możliwości

  • Premia: 620 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
620 PLN
bonus
Apply

Business accounts

3 offers

PLN

Konto dla spółki z gwarancją 0 zł na prowadzenie przez 2 lata

  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
▸ 2 weeks ago
Apply
PLN

Konto firmowe mBiznes Standard

  • Premia: 700 zł
  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
▸ 2 weeks ago
700 PLN
bonus
Apply
PLN

Konto mBiznes Standard (z otwarciem firmy)

  • Premia: 1200 zł
  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
▸ 2 weeks ago
1 200 PLN
bonus
Apply

Savings accounts

1 offer

PLN

eKonto oszczędnościowe

  • Oprocentowanie do: 4.10%
  • Kapitalizacja: miesięczna
  • Bez opłat za prowadzenie
  • Przelew: 10.00 zł
▸ 2 weeks ago
4.10%
interest rate
Apply