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mBank
Foreign-owned

mBank

★★★★★ Rate this bank Bank website

mBank was the first fully online bank in Poland, launched in 2000, and revolutionised the Polish banking market. Today it serves millions of... Read more →

8 active offers 3 categories
See plans ↓ App Store Google Play
Key facts
Founded 1986
Branches 430
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7
Jump to: Personal accounts Business accounts Savings accounts

Personal accounts

4 offers

PLN

eKonto do usług

  • Premia: 1200 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
1 hour ago
1 200 PLN
bonus
Apply
PLN

mKonto Intensive

  • Premia: 1010 zł
  • Opłata: 0.00–49.00 zł/mies.
  • Darmowe przelewy zewnętrzne
  • Warunek: * 0 zł, jeśli w poprzednim miesiącu wpływy na rachunek wyni…
1 hour ago
1 010 PLN
bonus
Apply
PLN

eKonto możliwości od 13 do 17 lat

  • Premia: 300 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
1 hour ago
300 PLN
bonus
Apply
PLN

eKonto możliwości

  • Premia: 910 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
1 hour ago
910 PLN
bonus
Apply

Business accounts

3 offers

PLN

Konto dla spółki z gwarancją 0 zł na prowadzenie przez 2 lata

  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
1 hour ago
Apply
PLN

Konto mBiznes Standard

  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
1 hour ago
Apply
PLN

Konto firmowe mBiznes Standard (z otwarciem firmy)

  • Premia: 500
  • Bez opłat za prowadzenie
  • Przelew zewnętrzny: do 1.50 zł
1 hour ago
500 PLN
bonus
Apply

Savings accounts

1 offer

PLN For Beginners No Min. Deposit

eKonto oszczędnościowe

  • Oprocentowanie do: 3.90%
  • Kapitalizacja: miesięczna
  • Bez opłat za prowadzenie
  • Przelew: 10.00 zł
1 hour ago
3.90%
interest rate
Apply

Key facts

Founded

1986

Headquarters

Warszawa

Total assets

195,0 mld PLN

Employees

6 800

Customers

5 600 000

Branches

430

Find a branch →

SWIFT/BIC

BREXPLPWMBK

Ownership

Foreign-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet Planet Cash

About the bank

mBank was the first fully online bank in Poland, launched in 2000, and revolutionised the Polish banking market. Today it serves millions of customers in Poland, the Czech Republic and Slovakia with a mature ecosystem of digital services, including a mobile app, instant transfers and investment tools.

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR — outgoing 06:00, 10:00, 13:30
ELIXIR — incoming 11:15, 15:00, 18:15
Express ELIXIR 24/7

Mobile app

Download on App Store Download on Google Play

Social media

Facebook Twitter / X LinkedIn YouTube Instagram

Customer reviews

No reviews yet. Be the first!

Frequently asked questions

How to open an account at mBank? ＋
You can open a mBank account entirely online at mbank.pl or through the mobile app. All you need is an ID card and a few minutes. mBank has no traditional branches — customer service is handled online, by phone, and at mService points in shopping centres.
Does mBank offer a free account? ＋
Yes, mBank's eKonto is free with no activity conditions. The debit card fee is PLN 0 with at least one transaction per month. mBank also offers mKonto Intensive with cashback for active customers.
What are the ELIXIR session hours at mBank? ＋
mBank processes three ELIXIR sessions on business days. Outgoing transfers: 06:00, 10:00, 13:30. Incoming transfers arrive around 11:15, 15:00, and 18:15. Express ELIXIR (instant transfers) is available 24/7.
What sets mBank apart from other banks? ＋
mBank was a pioneer of internet banking in Poland (since 2000). It stands out with its innovative mobile app, no fees for standard operations, an advanced savings system (My Goals), and original personal finance management (PFM) features.
How is the mBank mobile app rated? ＋
The mBank app, available on iOS and Android, regularly wins innovation awards. It is rated approximately 4.8/5 on the App Store. Features include budget management, spending analysis, transfers, BLIK, and deposit and loan management.

Key facts

Bank website www.mbank.pl
Helpline 24/7
Branches 430
SWIFT/BIC BREXPLPWMBK
Find a branch →

Personal accounts

Offers from mBank: loans, deposits, personal and business accounts.

See ranking →