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VeloBank
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VeloBank

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VeloBank has operated since 2022. It was created as a bridge bank that took over the business of Getin Noble Bank (excluding foreign-currenc... Read more →

9 active offers 6 categories
See plans ↓ App Store Google Play
Key facts
Founded 2022
Branches 243
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7
Jump to: Cash loans Mortgage loans Personal accounts Business accounts Savings accounts Deposits

Interest rates on VeloBank offers

Product Offers Best rate
Cash loans 1 7.80%
Mortgage loans 1 5.54%
Savings accounts 1 6.00%
Deposits 3 6.00%

Cash loans

1 offer

PLN Top 3 by APR

Pożyczka gotówkowa

  • Interest rate: 7.80%
  • APR: 8.10%
  • No commission
  • Amount: 500 – 300,000 zł
Min: 500 PLN Max: 300,000 PLN 10 hours ago
8.10%
APR
Apply

Mortgage loans

1 offer

PLN Lowest APR Popular

Kredyt hipoteczny VeloDom

  • Interest rate: 5.54%
  • APR: 5.85%
  • Margin: 1.89%
Min: 100,000 PLN Max: 3,000,000 PLN 9 hours ago
5.85%
APR
Apply

Personal accounts

2 offers

PLN

VeloKonto

  • Bonus: 600 zł
  • No account fee
  • Free external transfers
9 hours ago
Apply
PLN

VeloKonto od 18 do 26 lat

  • Bonus: 600 zł
  • No account fee
  • Free external transfers
9 hours ago
Apply

Business accounts

1 offer

PLN

VeloKonto Firma

  • Fee: 0.00–25.00 zł/month
  • External transfer: up to 1.20 zł
  • Condition: 0 zł za prowadzenie konta pod warunkiem wykonania min. 1 pr…
9 hours ago
Apply

Savings accounts

1 offer

PLN For Beginners No Min. Deposit

"Nowe środki na Elastycznym Koncie Oszczędnościowym"

  • Interest rate up to: 6.00%
  • Capitalization: monthly
  • No account fee
9 hours ago
6.00%
interest rate
Apply

Deposits

3 offers

PLN Top 3 by rate

VeloLokata dla Aktywnych

  • Period: 6 miesięcy
  • Amount: 1,000 – 50,000 zł
  • Interest paid at maturity
Min: 1,000 PLN Max: 50,000 PLN Period: 6 mo. 9 hours ago
6.00%
interest rate
Apply
PLN

Lokata na Nowe Środki

  • Period: 6 miesięcy
  • Amount: 1,000 – 190,000 zł
  • Interest paid at maturity
Min: 1,000 PLN Max: 190,000 PLN Period: 6 mo. 9 hours ago
3.50%
interest rate
Apply
PLN

Lokata Mobilna na Start

  • Period: 2 miesiące
  • Amount: 1,000 – 30,000 zł
  • Interest paid at maturity
Min: 1,000 PLN Max: 30,000 PLN Period: 2 mo. 9 hours ago
3.00%
interest rate
Apply

Key facts

Founded

2022

Headquarters

Warszawa

Total assets

53.5 bn PLN

Employees

3,403

Customers

2,000,000

Branches

243

Find a branch →

SWIFT/BIC

GBGCPLPK

Ownership

Private

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet Planet Cash

About the bank

VeloBank has operated since 2022. It was created as a bridge bank that took over the business of Getin Noble Bank (excluding foreign-currency mortgages) in a resolution carried out by the Bank Guarantee Fund (BFG). It is now owned by funds managed by Cerberus Capital Management. In June 2026 it integrated Citi Handlowy's retail business and now serves more than 2 million customers. It offers personal and savings accounts and cash loans, among other products. In Newsweek's Przyjazny Bank 2025 ranking it took 3rd place in the remote banking category.

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR - outgoing 08:15, 12:15, 14:30
ELIXIR - incoming 10:00, 14:00, 17:00

Mobile app

Download on App Store Download on Google Play

Social media

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Customer reviews

No reviews yet. Be the first!

Frequently asked questions

What is VeloBank and where does it come from? ＋
VeloBank was created in autumn 2022 as a bridge bank, when the Bank Guarantee Fund (BFG) carried out the compulsory restructuring of Getin Noble Bank. Among other things, all Getin Noble Bank customer deposits and PLN loans were transferred to it, while foreign-currency mortgages were excluded. In 2024 the bank was bought by funds managed by Cerberus Capital Management, with the EBRD and IFC (World Bank Group) becoming minority shareholders.
How to open an account at VeloBank? ＋
A VeloKonto account can be opened remotely, in the VeloBank mobile app or on the bank's website, without visiting a branch. You verify your identity in one of three ways: with a selfie (photos of your Polish ID card and a video of your face), with mObywatel or e-Dowód, or by logging in to your account at another bank. People who are not yet customers can call the bank at +48 664 919 797.
What products does VeloBank offer? ＋
VeloBank offers individual customers personal accounts (including VeloKonto), currency accounts, savings accounts and term deposits, cash loans, consolidation loans and car loans, mortgages, debit and credit cards, insurance and investment products. It also has an offer for businesses.
Are VeloBank customers' funds safe? ＋
VeloBank S.A. is a Polish bank headquartered in Warsaw and supervised by the Polish Financial Supervision Authority (KNF). Its customers' deposits are covered by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor, across all accounts at the bank combined. The BFG guarantee does not cover investment products.
Does VeloBank have a mobile app? ＋
Yes. The VeloBank app can be downloaded from the App Store (iOS), Google Play (Android) and AppGallery. According to the bank's website, in the app you can, among other things, check your balance, pay and withdraw cash with BLIK, and exchange currencies in VeloKantor.

Contact and details for VeloBank

Phone 664 919 797
Got a call from this number? How to tell it is really the bank
Bank website www.velobank.pl
Helpline 24/7
Branches 243
SWIFT/BIC GBGCPLPK
Find a branch →

Cash loans

Offers from VeloBank: loans, deposits, personal and business accounts.

See ranking →