VeloKonto od 18 do 26 lat
VeloBank • PLN
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Our review
Adam Ostrowski · Updated: 3 September 2026
VeloKonto for ages 18-26 – VeloBank's offer
VeloKonto od 18 do 26 lat is VeloBank's personal account variant for young customers, maintained with no monthly fee.
Bonus and cashback
New customers can earn up to 600 PLN: 60 PLN just for opening the account and logging into the app, plus 5% cashback on card, phone or BLIK purchases — up to 60 PLN per month for 9 consecutive months (up to 540 PLN in total).
Card and ATM withdrawals
The Mastercard card carries a 5 PLN domestic ATM withdrawal fee, waived after at least 5 cashless transactions in a month. Withdrawals within the PlanetCash network are free. Abroad — withdrawals are free within the EU, while a 4.5% fee (min. 10 PLN) applies outside the EU.
External transfers
External transfers are free.
Summary
VeloKonto for ages 18-26 is an appealing option for young, active card and BLIK users — a 60 PLN sign-up bonus plus a real 5% cashback on everyday purchases, while keeping the account fee-free.
✓ Pros
- ✓ 60 PLN bonus just for opening the account
- ✓ 5% purchase cashback, up to 540 PLN over 9 months
- ✓ No monthly account fee
- ✓ Free external transfers and EU withdrawals
✕ Cons
- ✕ Domestic withdrawal fee applies without at least 5 monthly transactions
- ✕ 4.5% fee (min. 10 PLN) for withdrawals outside the EU
- ✕ Account only available to customers aged 18-26