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Bank Pekao

Bank

Bank Pekao

6 active offers 5 categories Bank website
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Bank Pekao is the second largest commercial bank in Poland with over 90 years of history. It serves millions of retail and corporate clients, offering a comprehensive range of financial products including personal and business accounts, loans, mortgages, deposits and investment services.

Key facts

Founded

1929

Headquarters

Warszawa

Total assets

248,0 mld PLN

Employees

16 500

Customers

5 200 000

Branches

680

SWIFT/BIC

PKOPPLPW

Ownership

State-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

1 900 ATMs
PekaoBankomatBank Euronet

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR — outgoing 08:30, 10:30, 14:25
ELIXIR — incoming 12:00, 16:00, 18:00
Express ELIXIR 24/7

Mobile app

Download on App Store Download on Google Play

Social media

Facebook LinkedIn YouTube Instagram

Frequently asked questions

How to open an account at Bank Pekao? +
You can open an account at Bank Pekao online via Pekao24 or the mobile app, by phone at 800 365 365, or at one of 680+ branches. To open an account online you need an ID card or passport.
What personal accounts does Bank Pekao offer? +
Bank Pekao offers accounts including Konto Przekorzystne (free with active use), Konto Świat Premium (with service bundle), and the Eurokonto for young people. All accounts include a debit card and access to Pekao24 online banking.
What are the ELIXIR session hours at Bank Pekao? +
Bank Pekao processes ELIXIR transfers in three daily sessions. Outgoing: 08:30, 10:30, 14:25. Incoming arrive approximately 12:00–15:00, 16:00–17:00, and 18:00–20:00. Express transfers are processed immediately.
Does Bank Pekao offer mortgage loans? +
Yes, Bank Pekao is one of Poland's largest mortgage lenders, offering loans in PLN and foreign currencies, with fixed and variable rates. The bank actively participates in government housing programs.
How is the Bank Pekao mobile app rated? +
The PeoPay app (formerly Pekao Mobile) is available on iOS and Android, with ratings around 4.6/5 on the App Store. It supports account management, transfers, BLIK payments, and card and savings product management.
Jump to: Cash loans Mortgage loans Personal accounts Business accounts Savings accounts

Cash loans

1 offer

PLN

Pożyczka Ekspresowa

  • Oprocentowanie: 7.99%
  • RRSO: 15.60%
  • Bez prowizji
  • Kwota: 1 000 zł – 250 000 zł
▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 2 weeks ago
15.60%
APR
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Mortgage loans

1 offer

PLN

Kredyt hipoteczny

  • Oprocentowanie: 5.68%
  • RRSO: 6.03%
  • Marża: 1.90%
▸ Min: 400 000 PLN ▸ Max: 400 000 PLN ▸ 2 weeks ago
6.03%
APR
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Personal accounts

2 offers

PLN

Konto Przekorzystne

  • Premia: 500 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
500 PLN
bonus
Apply
PLN

Konto Przekorzystne (do 26 lat)

  • Premia: 500 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
500 PLN
bonus
Apply

Business accounts

1 offer

PLN

Konto Biznes z Żubrem w promocji i 4200 zł premii

  • Premia: 4200 zł
  • Opłata: 0.00–15.00 zł/mies.
  • Przelew zewnętrzny: do 1.50 zł
▸ 2 weeks ago
4 200 PLN
bonus
Apply

Savings accounts

1 offer

PLN

Konto oszczędnościowe

  • Oprocentowanie do: 5.00%
  • Kapitalizacja: miesięczna
  • Bez opłat za prowadzenie
  • Przelew: 7.00 zł
▸ 2 weeks ago
5.00%
interest rate
Apply