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Nest Bank
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Nest Bank

Nest Bank serves two main customer groups: micro and small businesses, and retail customers who use digital everyday banking. For businesses... Read more →

3 active offers 3 categories
Key facts
Branches 32
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7

Interest rates on Nest Bank offers

Product Offers Best rate
Deposits 1 6.10%

Personal accounts

1 offer

PLN

Nest Konto

  • Bonus: 1060
  • No account fee
  • Free external transfers
8 hours ago
1,060 PLN
bonus
Apply

Business accounts

1 offer

PLN

BIZnest Konto

  • Bonus: 3000 zł
  • No account fee
  • Free external transfers
8 hours ago
3,000 PLN
bonus
Apply

Deposits

1 offer

PLN Highest rate Popular

Nest Lokata Witaj

  • Period: 6 miesięcy
  • Amount: 1,000 – 25,000 zł
  • Interest paid at maturity
Min: 1,000 PLN Max: 25,000 PLN Period: 6 mo. 9 hours ago
6.10%
interest rate
Apply

Key facts

Headquarters

Warszawa

Total assets

10.2 bn PLN

Employees

1,073

SWIFT/BIC

NESBPLPW

Ownership

Private

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet Planet Cash

About the bank

Nest Bank serves two main customer groups: micro and small businesses, and retail customers who use digital everyday banking. For businesses it offers accounts and loans and, within the group, leasing (Nest Lease) and factoring (Faktoria). The bank grew out of FM Bank PBP, and since October 2015 it has been owned by Porto Group Holdings, controlled by AnaCap private equity funds.

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR - outgoing 08:00, 12:00, 14:30
ELIXIR - incoming 10:30, 14:15, 17:00

Customer reviews

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Frequently asked questions

What is Nest Bank and who is it for? +
Nest Bank is a bank headquartered in Warsaw that has operated under this name since 2016 (previously as FM Bank PBP). It serves individual customers and businesses, including micro and small companies. A personal account can be opened remotely, in the app or via the website, or at a bank branch.
What are the ELIXIR session hours at Nest Bank? +
According to Nest Bank, there are three Elixir sessions on business days: outgoing at 8:00, 12:00 and 14:30, and incoming at 10:30, 14:15 and 17:00. Instant transfers can be ordered every day around the clock, including on Saturdays and Sundays.
How to open an account at Nest Bank? +
You can open a Nest Bank personal account in the mobile app (a selfie account with identity confirmation via mObywatel or an e-ID card), by applying on nestbank.pl with verification during a video call or by a verification transfer, or at a bank branch. People without a valid Polish ID card can open an account with a passport or an EU ID card, but only at a branch.
What interest rates do Nest Bank deposits offer? +
Interest on Nest Bank deposits depends on the type of deposit and its term, and current rates are listed in the bank's interest rate table. The offer includes Nest Lokata Nowe Środki, where the promotional rate applies only to new funds (calculated against the balance on a reference date), and Nest Lokata Witaj for new customers.
Is Nest Bank part of a banking group? +
No. According to the bank's website, Nest Bank's shareholder is AnaCap Financial Partners LLP, a private equity firm that invests in the European financial services sector. AnaCap funds acquired FM Bank PBP in 2015, and the bank took the name Nest Bank in 2016. It serves individual customers and businesses.

Contact and details for Nest Bank

Phone 22 103 18 18
Got a call from this number? How to tell it is really the bank
Bank website www.nestbank.pl
Helpline 24/7
Branches 32
SWIFT/BIC NESBPLPW
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Personal accounts

Offers from Nest Bank: loans, deposits, personal and business accounts.

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