Nest Bank

Nest Bank is a bank headquartered in Warsaw that has operated under this name since 2016 (previously as FM Bank PBP). It serves individual customers and businesses, including micro and small companies. A personal account can be opened remotely, in the app or via the website, or at a bank branch.

According to Nest Bank, there are three Elixir sessions on business days: outgoing at 8:00, 12:00 and 14:30, and incoming at 10:30, 14:15 and 17:00. Instant transfers can be ordered every day around the clock, including on Saturdays and Sundays.

You can open a Nest Bank personal account in the mobile app (a selfie account with identity confirmation via mObywatel or an e-ID card), by applying on nestbank.pl with verification during a video call or by a verification transfer, or at a bank branch. People without a valid Polish ID card can open an account with a passport or an EU ID card, but only at a branch.

Interest on Nest Bank deposits depends on the type of deposit and its term, and current rates are listed in the bank's interest rate table. The offer includes Nest Lokata Nowe Środki, where the promotional rate applies only to new funds (calculated against the balance on a reference date), and Nest Lokata Witaj for new customers.

No. According to the bank's website, Nest Bank's shareholder is AnaCap Financial Partners LLP, a private equity firm that invests in the European financial services sector. AnaCap funds acquired FM Bank PBP in 2015, and the bank took the name Nest Bank in 2016. It serves individual customers and businesses.