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Bank Millennium

Bank

Bank Millennium

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Bank Millennium has been operating in Poland since 1989 and is part of the Portuguese Millennium BCP Group. It holds a leading position in mobile and online banking, serving millions of customers nationwide with accounts, loans, mortgages, deposits and investment services.

Key facts

Founded

1989

Headquarters

Warszawa

Total assets

120,0 mld PLN

Employees

7 100

Customers

2 800 000

Branches

340

SWIFT/BIC

BIGBPLPW

Ownership

Foreign-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

1 500 ATMs
Euronet

Transfer session hours

Transfer type Session / Cutoff time
ELIXIR — outgoing 11:00, 15:00, 17:30
ELIXIR — incoming 11:00, 14:30, 17:00
Express ELIXIR 24/7

Mobile app

Download on App Store Download on Google Play

Social media

Facebook LinkedIn YouTube Instagram

Frequently asked questions

How to open an account at Bank Millennium? +
You can open a Bank Millennium account online at bankmillennium.pl or via the mobile app, by phone at 801 331 331, or at one of 340+ branches. Opening an account online requires no branch visit.
What are the ELIXIR session hours at Bank Millennium? +
Bank Millennium processes three ELIXIR sessions. Outgoing: 11:00, 15:00, 17:30. Incoming arrive approximately 11:00–13:00, 14:30–16:00, and 17:00–18:00. Express ELIXIR is available 24/7.
What is the Millennium Mortgage Loan? +
The Millennium Mortgage Loan is one of the bank's main products — offering financing for the purchase, construction, or renovation of property. Loans are available in PLN and EUR, with a fixed rate for 5 years or a variable rate. Early repayment without a fee is possible after 3 years.
Is Bank Millennium part of a banking group? +
Yes, Bank Millennium is part of the Banco Comercial Português (BCP) Group — one of Portugal's largest banks. This membership gives the bank access to European capital markets and the expertise of a global financial group.
Does Bank Millennium offer a youth account? +
Yes, Bank Millennium offers the 360° Student Account — a free account for students up to age 26 with a free Visa card, free transfers, and access to the mobile app. The account can be opened online in a few minutes.
Jump to: Cash loans Mortgage loans Personal accounts Business accounts Savings accounts

Cash loans

1 offer

PLN

Pożyczka gotówkowa online

  • Oprocentowanie: 7.99%
  • RRSO: 15.60%
  • Bez prowizji
  • Kwota: 1 000 zł – 40 000 zł
▸ Min: 1 000 PLN ▸ Max: 40 000 PLN ▸ 2 weeks ago
15.60%
APR
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Mortgage loans

1 offer

PLN

Kredyt mieszkaniowy z okresowo stałym oprocentowaniem

  • Oprocentowanie: 5.90%
  • RRSO: 6.14%
  • Marża: 2.00%
  • Oprocentowanie stałe
▸ Min: 400 000 PLN ▸ Max: 400 000 PLN ▸ 2 weeks ago
6.14%
APR
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Personal accounts

1 offer

PLN

Millennium 360°

  • Premia: 900 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
900 PLN
bonus
Apply

Business accounts

1 offer

PLN

Konto Mój Biznes z premią 5000 zł

  • Premia: 5000 zł
  • Bez opłat za prowadzenie
  • Darmowe przelewy zewnętrzne
▸ 2 weeks ago
5 000 PLN
bonus
Apply

Savings accounts

1 offer

PLN

Konto Oszczędnościowe Profit

  • Oprocentowanie do: 1.50%
  • Kapitalizacja: miesięczna
  • Bez opłat za prowadzenie
  • Przelew: 9.90 zł
▸ 2 weeks ago
1.50%
interest rate
Apply