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Raiffeisen Digital Bank
Foreign-owned

Raiffeisen Digital Bank

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Raiffeisen Digital Bank is a fully digital bank belonging to the Austrian Raiffeisen Group — one of the largest financial conglomerates in C... Read more →

3 active offers 3 categories
See plans ↓ App Store Google Play
Key facts
Founded 2022
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7
Jump to: Cash loans Consolidation loans Deposits

Cash loans

1 offer

PLN Best Rate

Pożyczka gotówkowa

  • Oprocentowanie: 9.47%
  • RRSO: 18.44%
  • Bez prowizji
  • Kwota: 5 000 zł – 200 000 zł
Min: 5 000 PLN Max: 200 000 PLN 1 hour ago
18.44%
APR
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Consolidation loans

1 offer

PLN Top 3

Pożyczka gotówkowa z kodem promocyjnym RDB829

  • Interest rate: 7.99%
  • APR: 13.95%
  • No commission
  • Amount: 5,000 zł – 150,000 zł
Min: 5 000 PLN Max: 150 000 PLN 1 hour ago
7.99%
interest rate
Apply

Deposits

1 offer

PLN For Beginners

Lokata dla Ciebie

  • Okres: 36 miesięcy
  • Kwota: 100 zł – 1 000 000 zł
  • Odsetki na koniec okresu
Min: 100 PLN Max: 1 000 000 PLN Period: 36 mo. 1 hour ago
3.50%
interest rate
Apply

Key facts

Founded

2022

Headquarters

Wiedeń (Austria)

SWIFT/BIC

RCBWATWW

Ownership

Foreign-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet

About the bank

Raiffeisen Digital Bank is a fully digital bank belonging to the Austrian Raiffeisen Group — one of the largest financial conglomerates in Central and Eastern Europe. It specialises in online deposits and loans with a straightforward digital-only banking experience.

Mobile app

Download on App Store Download on Google Play

Social media

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Customer reviews

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Frequently asked questions

What is Raiffeisen Digital Bank? ＋
Raiffeisen Digital Bank is a digital bank from Austria's Raiffeisen Group (RBI), launched in Poland in 2022 as a branchless internet bank. It offers a savings account with attractive rates and term deposits. Targeted at customers seeking simple savings products.
What products does Raiffeisen Digital Bank offer? ＋
Raiffeisen Digital Bank primarily offers a savings account with a high variable rate and term deposits for various periods. The bank does not offer current accounts, debit cards, or loans — it focuses exclusively on savings.
Are deposits at Raiffeisen Digital Bank safe? ＋
Yes, funds at Raiffeisen Digital Bank are covered by the Bank Guarantee Fund up to EUR 100,000 per customer. The bank operates under a licence from Österreichische Nationalbank and is subject to European supervision.
How to open a savings account at Raiffeisen Digital Bank? ＋
You can open a savings account at Raiffeisen Digital Bank entirely online via the mobile app or at rdb.pl. An ID card or passport is required. The entire process is remote — there are no branches or need for an in-person visit.
What is customer service like at Raiffeisen Digital Bank? ＋
Raiffeisen Digital Bank serves customers via the toll-free helpline 800 888 488, the mobile app, and chat. As a branchless digital bank, all contact is remote. Customer service is available on business days.

Key facts

Bank website www.raiffeisendigitalbank.pl
Helpline 24/7
SWIFT/BIC RCBWATWW

Cash loans

Offers from Raiffeisen Digital Bank: loans, deposits, personal and business accounts.

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