What is Raiffeisen Digital Bank?
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Raiffeisen Digital Bank is a digital bank from Austria's Raiffeisen Group (RBI), launched in Poland in 2022 as a branchless internet bank. It offers a savings account with attractive rates and term deposits. Targeted at customers seeking simple savings products.
What products does Raiffeisen Digital Bank offer?
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Raiffeisen Digital Bank primarily offers a savings account with a high variable rate and term deposits for various periods. The bank does not offer current accounts, debit cards, or loans — it focuses exclusively on savings.
Are deposits at Raiffeisen Digital Bank safe?
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Yes, funds at Raiffeisen Digital Bank are covered by the Bank Guarantee Fund up to EUR 100,000 per customer. The bank operates under a licence from Österreichische Nationalbank and is subject to European supervision.
How to open a savings account at Raiffeisen Digital Bank?
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You can open a savings account at Raiffeisen Digital Bank entirely online via the mobile app or at rdb.pl. An ID card or passport is required. The entire process is remote — there are no branches or need for an in-person visit.
What is customer service like at Raiffeisen Digital Bank?
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Raiffeisen Digital Bank serves customers via the toll-free helpline 800 888 488, the mobile app, and chat. As a branchless digital bank, all contact is remote. Customer service is available on business days.
