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Raiffeisen Digital Bank
Foreign-owned

Raiffeisen Digital Bank

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Raiffeisen Digital Bank AG is a digital bank based in Vienna with an Austrian banking licence, operating as a separate bank since 1 December... Read more →

2 active offers 2 categories
See plans ↓ App Store Google Play
Key facts
Founded 2022
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7
Jump to: Cash loans Deposits

Interest rates on Raiffeisen Digital Bank offers

Product Offers Best rate
Cash loans 1 10.47%
Deposits 1 4.00%

Cash loans

1 offer

PLN

Pożyczka gotówkowa

  • Interest rate: 10.47%
  • APR: 10.99%
  • No commission
  • Amount: 5,000 – 200,000 zł
Min: 5,000 PLN Max: 200,000 PLN 10 hours ago
10.99%
APR
Apply

Deposits

1 offer

PLN For Beginners

Lokata dla Ciebie

  • Period: 36 miesięcy
  • Amount: 100 – 1,000,000 zł
  • Interest paid at maturity
Min: 100 PLN Max: 1,000,000 PLN Period: 36 mo. 10 hours ago
4.00%
interest rate
Apply

Key facts

Founded

2022

Headquarters

Wiedeń (Austria)

Ownership

Foreign-owned

Helpline

24/7

AT

Deposit guarantee: Österreichische Raiffeisen-Sicherungseinrichtung

Deposits at Raiffeisen Digital Bank are covered by the Austrian guarantee scheme Österreichische Raiffeisen-Sicherungseinrichtung, up to the equivalent of EUR 100,000 per person. This is not BFG: Raiffeisen Digital Bank operates in Poland as a branch of a foreign bank.

Source: the bank's depositor information

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet

About the bank

Raiffeisen Digital Bank AG is a digital bank based in Vienna with an Austrian banking licence, operating as a separate bank since 1 December 2022. It is a wholly owned subsidiary of Raiffeisen Bank International AG. In Poland it works through a mobile app and offers cash and consolidation loans, a personal account, a euro currency account, savings accounts and term deposits. Deposits are covered by the Austrian deposit guarantee scheme up to EUR 100,000 per customer.

Mobile app

Download on App Store Download on Google Play

Social media

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Customer reviews

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Frequently asked questions

What is Raiffeisen Digital Bank? ＋
Raiffeisen Digital Bank AG is a digital bank headquartered in Vienna and 100% owned by Raiffeisen Bank International. It operates under an Austrian banking licence and has been a standalone bank since December 2022. For customers in Poland it offers, among other things, a personal account, a savings account, a euro account and euro deposits, PLN term deposits and cash loans.
What products does Raiffeisen Digital Bank offer? ＋
In Poland, Raiffeisen Digital Bank offers a personal account with a virtual Visa Gold debit card, a basic account, a euro currency account, a savings account (also in euro), and term deposits in PLN and in euro. It also offers loans: a cash loan, a consolidation loan and a loan for sole traders.
Are deposits at Raiffeisen Digital Bank safe? ＋
Raiffeisen Digital Bank AG is an Austrian bank, so its customers are not protected by Poland's Bank Guarantee Fund (BFG). According to the depositor information sheet, money held in accounts is protected by the Austrian deposit guarantee scheme Österreichische Raiffeisen-Sicherungseinrichtung eGen, up to EUR 100,000 per depositor across all accounts at this bank. If the bank becomes insolvent, repayment is made in euro within 7 business days.
How to open an account at Raiffeisen Digital Bank? ＋
A personal account at Raiffeisen Digital Bank is opened in the bank's mobile app on your smartphone: you enter your email and personal details, verify your identity and sign the agreement in the app. You need a valid Polish ID card, and according to the bank the account is available to adults with Polish citizenship who live in Poland. Once the agreement is signed, the account and the virtual debit card are active straight away.
What is customer service like at Raiffeisen Digital Bank? ＋
According to the bank's contact page, you can reach Raiffeisen Digital Bank via chat in the mobile app or on the website, and by email (contact.pl@raiffeisendigital.com). Customer service is available on business days from 8:00 to 19:00. The virtual debit card can be blocked or unblocked 24/7 at +48 22 503 8501.

Contact and details for Raiffeisen Digital Bank

Bank website www.raiffeisendigitalbank.pl
Helpline 24/7

Cash loans

Offers from Raiffeisen Digital Bank: loans, deposits, personal and business accounts.

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