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Raiffeisen Digital Bank
Foreign-owned

Raiffeisen Digital Bank

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Raiffeisen Digital Bank is a fully digital bank belonging to the Austrian Raiffeisen Group — one of the largest financial conglomerates in C... Read more →

3 active offers 3 categories
See plans ↓ App Store Google Play
Key facts
Founded 2022
Digital payments BLIK · Apple Pay · Google Pay
Helpline 24/7
Jump to: Cash loans Consolidation loans Deposits

Cash loans

1 offer

PLN Best Rate

Pożyczka gotówkowa

  • Interest rate: 9.47%
  • APR: 18.44%
  • No commission
  • Amount: 5,000 – 200,000 zł
Min: 5 000 PLN Max: 200 000 PLN 2 hours ago
18.44%
APR
Apply

Consolidation loans

1 offer

PLN

Pożyczka gotówkowa z kodem promocyjnym RDB829

  • Interest rate: 7.99%
  • APR: 13.95%
  • No commission
  • Amount: 5,000 zł – 150,000 zł
Min: 5 000 PLN Max: 150 000 PLN 2 hours ago
13.95%
APR
Apply

Deposits

1 offer

PLN For Beginners

Lokata dla Ciebie

  • Period: 36 miesięcy
  • Amount: 100 – 1,000,000 zł
  • Interest paid at maturity
Min: 100 PLN Max: 1 000 000 PLN Period: 36 mo. 2 hours ago
3.70%
interest rate
Apply

Key facts

Founded

2022

Headquarters

Wiedeń (Austria)

SWIFT/BIC

RCBWATWW

Ownership

Foreign-owned

Helpline

24/7

BFG

BFG Guarantee

Deposits are guaranteed by the Bank Guarantee Fund (BFG) up to the equivalent of €100,000 per person.

Digital payments

✓ BLIK
✓ Apple Pay
✓ Google Pay

ATMs

Euronet

About the bank

Raiffeisen Digital Bank is a fully digital bank belonging to the Austrian Raiffeisen Group — one of the largest financial conglomerates in Central and Eastern Europe. It specialises in online deposits and loans with a straightforward digital-only banking experience.

Mobile app

Download on App Store Download on Google Play

Social media

Facebook LinkedIn

Customer reviews

No reviews yet. Be the first!

Frequently asked questions

What is Raiffeisen Digital Bank? ＋
Raiffeisen Digital Bank is a digital bank from Austria's Raiffeisen Group (RBI), launched in Poland in 2022 as a branchless internet bank. It offers a savings account with attractive rates and term deposits. Targeted at customers seeking simple savings products.
What products does Raiffeisen Digital Bank offer? ＋
Raiffeisen Digital Bank primarily offers a savings account with a high variable rate and term deposits for various periods. The bank does not offer current accounts, debit cards, or loans — it focuses exclusively on savings.
Are deposits at Raiffeisen Digital Bank safe? ＋
Yes, funds at Raiffeisen Digital Bank are covered by the Bank Guarantee Fund up to EUR 100,000 per customer. The bank operates under a licence from Österreichische Nationalbank and is subject to European supervision.
How to open a savings account at Raiffeisen Digital Bank? ＋
You can open a savings account at Raiffeisen Digital Bank entirely online via the mobile app or at rdb.pl. An ID card or passport is required. The entire process is remote — there are no branches or need for an in-person visit.
What is customer service like at Raiffeisen Digital Bank? ＋
Raiffeisen Digital Bank serves customers via the toll-free helpline 800 888 488, the mobile app, and chat. As a branchless digital bank, all contact is remote. Customer service is available on business days.

Key facts

Bank website www.raiffeisendigitalbank.pl
Helpline 24/7
SWIFT/BIC RCBWATWW

Cash loans

Offers from Raiffeisen Digital Bank: loans, deposits, personal and business accounts.

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