Blog
Guides and bank offer comparisons - in plain English, straight to the point.
Erste's Tender Offer for Erste Bank Polska: What It Means
Erste Group is preparing a tender offer to raise its stake in Erste Bank Polska from 49% to as much as 75%. Here is what it means for the bank's customers and their deposits.
Latest articles
14 articles
Guide
Zero-based budgeting: give every zloty a job
Zero-based budgeting means giving every zloty from your pay a job: bills, savings, goals, so nothing is left unassigned at month's end. A plain explanation plus a practical checklist to get started.
Market commentary
mBank's Record Profit Despite Higher Bank Tax - What It Means for You
mBank posted a record profit even as Polish banks pay a 30% CIT tax in 2026. Here's what that could mean for your savings, account fees and loans.
Guide
Budgeting for All Saints' Day: Candles, Flowers and Travel
How to budget for candles, flowers and travel to the cemetery before All Saints' Day, so you do not run short on money for everyday bills. Simple tips for working out costs in advance and avoiding impulse buying in the rush.
Market commentary
Google Cloud Outage Paralyzed Revolut. What It Means for Your Money
On October 20, a Google Cloud outage in London paralyzed Revolut and hit European banks. Here is what it means for the safety of your money and how to avoid scams exploiting the chaos.
Guide
How to Block and Unblock a Payment Card in Your Banking App
Step-by-step guide to temporarily blocking a payment card in your banking app, what blocking does and does not do, how to unblock it again, and when to call your bank instead.
Market commentary
CJEU Ruling: Bank Must Refund Money After Online Fraud
On 15 October 2026 the CJEU ruled in case C-70/25 that banks must refund victims of unauthorised transactions immediately, even when they suspect gross negligence. Here is what the ruling means for your rights and how to protect your money from online fraud.
Guide
Fake Marketplace Listings: How to Avoid Online Buying and Selling Scams
Learn to spot fake shipping payment links, upfront-payment scams, and fake courier chats on online marketplaces, and what to do if you have already lost money.
Market commentary
Consumer Credit Law Stalled as EU Deadline Looms
Poland's new consumer credit act has stalled since May 2026, with the EU's CCD2 rules due to apply from 20 November 2026. Here's what it means for loans, BNPL and your credit limit right now.
Guide
Interest Capitalization: How It Works and Why It Matters for Your Savings
Learn what interest capitalization means and why how often it happens (daily, monthly, yearly) changes how much you actually earn on a savings account or term deposit. A simple explanation with a worked example.
Market commentary
OKI 2027: PKO Bank Targets 30% of OKI Assets
PKO Bank Polski unveiled its 2027 investment account plan. See what the new tax break and asset levy mean for your deposits and savings in Poland.
Guide
A Child's First Bank Account: What Parents Should Check
How to choose a child's first bank account: fees, spending limits, parental controls, and teaching safe use of a card and banking app.
Savings
BankSorter Report: Deposits, Savings Accounts and Account Bonuses, September 2026
How term deposit, savings account and account-opening bonus rates in the BankSorter comparison changed in September 2026. Full data, offer tables and conditions checked on banks' own pages.
Market commentary
Poland Holds Rates at 3.75%, Hints at a 2026/2027 Hike
Poland's central bank held rates at 3.75% on 7 October, but turned hawkish amid 4% inflation. What a possible hike means for your mortgage and savings.
Guide
How to Plan Black Friday and Holiday Spending Without Going Into Debt
Black Friday and pre-holiday sales do not have to end in debt. Learn how to set a spending limit in advance and track it in your banking app, so seasonal shopping does not wreck your household budget.
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