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Guides and bank offer comparisons - in plain English, straight to the point.
Latest articles
15 articles
Education
How to Add a Bank Card to Google Pay on Your Phone
A calm guide: how to add your payment card to Google Pay and pay with your phone instead of your card. Step by step, plain and simple.
Loans
Free Credit Sanction 2026: What the First Verdicts Show
After the CJEU ruling, banks in Poland got 6,600 free-credit-sanction complaints. Find out what the first verdicts mean for your cash loan.
Education
How to Send a BLIK Transfer to a Phone Number – Step by Step
A simple step-by-step guide to sending a BLIK transfer to a phone number safely, plus how to avoid a common BLIK scam.
Market commentary
Poland Plans a Second Bank Tax Hike - What It Means for You
Poland wants to raise the bank CIT tax again, above the current 30 percent rate. See how this could affect your savings, deposits and loans.
Education
How to Pay with BLIK in a Physical Store, Step by Step
A calm guide: how to generate a BLIK code in your bank app and pay with it in a physical store, one step at a time.
Loans
Euro Mortgages Repeat the Franc Scenario as Banks Offer Settlements
Polish banks are extending franc-style settlements to euro mortgage holders. See what the in-app settlement offer means and whether to accept it.
Education
How to Change Your Payment Card PIN in the Bank App
A calm guide: how to change your payment card PIN safely in the bank app, step by step, in plain language.
Market commentary
NBP Holds Rates, Raises Inflation Forecast: What It Means
Poland held rates at 3.75 percent in July 2026 but raised its inflation forecast. See what this means for your mortgage, savings and loan plans.
Education
How to Spot a Fake Bank Text Message
A simple guide: how to spot a fake bank text message, what never to do, and what to do if you already tapped a link.
Education
How to Set a Limit on Your Payment Card in the Bank App
A step-by-step guide to setting a daily cash withdrawal or online payment limit on your card inside your bank's app.
Loans
UOKiK Raids BIK, ING and mBank: Does Scoring Punish Rate Shopping?
On 8 July UOKiK raided BIK, ING and mBank, probing whether credit inquiries unfairly lower your score for comparing loan offers in Poland.
Education
How to Install Your Bank's App for the First Time
A calm guide: from what an app store is to downloading your bank's app step by step. Plain and simple - you cannot break anything.
Education
A Call From a "Bank Employee" or "Grandchild": How to Hang Up Safely
Is a 'bank employee' or a panicked 'grandchild' calling? Learn 7 simple steps to safely end a suspicious phone call and protect your money.
Loans
New Consumer Credit Rules Under CCD2: What Will Change for Borrowers?
The EU CCD2 Directive enters force in Poland in July 2026. Learn the 7 key changes: SECCI sheet, reflection period, BNPL regulation and new borrower rights.
Market commentary
PSD3 and PSR: New EU Rules That Protect Your Money
PSD3 and PSR: from 2028 EU banks must verify payees, refund impersonation fraud victims, and show all fees upfront. What changes for you.
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