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Articles in category Loans.

Free Credit Sanction 2026: What the First Verdicts Show
LOANS Featured

Free Credit Sanction 2026: What the First Verdicts Show

After the CJEU ruling, banks in Poland got 6,600 free-credit-sanction complaints. Find out what the first verdicts mean for your cash loan.

MK
Marcin Kowalski · 22 July 2026 · 6 min read

Loans

6 articles
Euro Mortgages Repeat the Franc Scenario as Banks Offer Settlements Loans

Euro Mortgages Repeat the Franc Scenario as Banks Offer Settlements

Polish banks are extending franc-style settlements to euro mortgage holders. See what the in-app settlement offer means and whether to accept it.

MK
Marcin Kowalski · 16 Jul 2026 · 6 min read
UOKiK Raids BIK, ING and mBank: Does Scoring Punish Rate Shopping? Loans

UOKiK Raids BIK, ING and mBank: Does Scoring Punish Rate Shopping?

On 8 July UOKiK raided BIK, ING and mBank, probing whether credit inquiries unfairly lower your score for comparing loan offers in Poland.

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Marcin Kowalski · 10 Jul 2026 · 6 min read
New Consumer Credit Rules from July 2026 — What Does CCD2 Change? Loans

New Consumer Credit Rules from July 2026 — What Does CCD2 Change?

The EU CCD2 Directive enters force in Poland in July 2026. Learn the 7 key changes: SECCI sheet, reflection period, BNPL regulation and new borrower rights.

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Marcin Kowalski · 1 Jul 2026 · 6 min read
Mortgage Payment Holidays Poland 2026 — Who Qualifies and What Are the Alternatives? Loans

Mortgage Payment Holidays Poland 2026 — Who Qualifies and What Are the Alternatives?

Statutory mortgage payment holidays in Poland expired at end of 2024. Find out what is available in 2026: FWK, bank suspension options, and refinancing.

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BankSorter · 28 Jun 2026 · 7 min read
End of WIBOR: What POLSTR Means for Your Polish Mortgage Loans

End of WIBOR: What POLSTR Means for Your Polish Mortgage

From 2027, all new Polish mortgages will use POLSTR instead of WIBOR. Here's what changes — and what stays the same — for borrowers.

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BankSorter · 21 Jun 2026 · 4 min read
Personal Loan vs Consolidation Loan — Which to Choose? Loans

Personal Loan vs Consolidation Loan — Which to Choose?

What are the differences between a personal loan and a consolidation loan? Find out when debt consolidation pays off and how much you can save.

MK
Marcin Kowalski · 13 Apr 2026 · 1 min read

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