Free Credit Sanction 2026: What the First Verdicts Show
After the CJEU ruling, banks in Poland got 6,600 free-credit-sanction complaints. Find out what the first verdicts mean for your cash loan.
Loans
6 articles
Loans
Euro Mortgages Repeat the Franc Scenario as Banks Offer Settlements
Polish banks are extending franc-style settlements to euro mortgage holders. See what the in-app settlement offer means and whether to accept it.
Loans
UOKiK Raids BIK, ING and mBank: Does Scoring Punish Rate Shopping?
On 8 July UOKiK raided BIK, ING and mBank, probing whether credit inquiries unfairly lower your score for comparing loan offers in Poland.
Loans
New Consumer Credit Rules from July 2026 — What Does CCD2 Change?
The EU CCD2 Directive enters force in Poland in July 2026. Learn the 7 key changes: SECCI sheet, reflection period, BNPL regulation and new borrower rights.
Loans
Mortgage Payment Holidays Poland 2026 — Who Qualifies and What Are the Alternatives?
Statutory mortgage payment holidays in Poland expired at end of 2024. Find out what is available in 2026: FWK, bank suspension options, and refinancing.
Loans
End of WIBOR: What POLSTR Means for Your Polish Mortgage
From 2027, all new Polish mortgages will use POLSTR instead of WIBOR. Here's what changes — and what stays the same — for borrowers.
Loans
Personal Loan vs Consolidation Loan — Which to Choose?
What are the differences between a personal loan and a consolidation loan? Find out when debt consolidation pays off and how much you can save.
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