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Who is it for?

Bank accounts and deposits for seniors — simple and safe

Banking offers tailored to the needs of people aged 60+

Choose an account or deposit with straightforward operation, low fees and secure online access. Compare offers for seniors.

Verified 11.05.2026

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Our recommendations

Alior Bank

Alior Bank

Alior Konto Plus

0.00%

interest rate

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0.00%

interest rate

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Alior Bank

Alior Bank

Alior Konto

0.00%

interest rate

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All offers in this category

BNP Paribas Bank Polska

BNP Paribas Bank Polska

Konto Otwarte na Ciebie w promocji "Bonus na wiosnę"

Verified 27.04.2026
0.00%
Apply →
Bank Millennium

Bank Millennium

Millennium 360°

Verified 27.04.2026
0.00%
Apply →
Bank Pekao

Bank Pekao

Konto Przekorzystne

Verified 27.04.2026
0.00%
Apply →
Bank Pekao

Bank Pekao

Konto Przekorzystne (do 26 lat)

Verified 27.04.2026
0.00%
Apply →
Citi Handlowy

Citi Handlowy

Citigold

Verified 27.04.2026
0.00%
Apply →
Crédit Agricole

Crédit Agricole

Konto dla Ciebie

Verified 27.04.2026
0.00%
Apply →
Nest Bank

Nest Bank

Nest Konto

Verified 27.04.2026
0.00%
Apply →
PKO Bank Polski

PKO Bank Polski

PKO Konto Bez Granic

Verified 27.04.2026
0.00%
Apply →
PKO Bank Polski

PKO Bank Polski

Konto za Zero

Verified 27.04.2026
0.00%
Apply →
UniCredit

UniCredit

Konto osobiste (Pakiet Easy)

Verified 27.04.2026
0.00%
Apply →
VeloBank

VeloBank

VeloKonto

Verified 27.04.2026
0.00%
Apply →
VeloBank

VeloBank

VeloKonto od 18 do 26 lat

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto do usług

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

mKonto Intensive

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto możliwości od 13 do 17 lat

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto możliwości

Verified 27.04.2026
0.00%
Apply →
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Frequently asked questions

A real bank will never ask you to reveal your password, PIN, or SMS code over the phone. If the caller pressures you for an immediate decision or asks for a transfer "for your safety" — hang up. Call the bank's official number yourself (on the back of your card) to verify whether the contact was genuine.
Yes — an internet or mobile banking transfer takes literally one minute. Add your grandchild to your trusted recipients list once, and afterwards you can send money with a single click. If you do not have a smartphone, most banks also offer a simple telephone banking service on a dedicated number.
The 50/30/20 rule says: 50% on needs, 30% on wants, 20% on savings. On 3 500 PLN that is about 700 PLN per month. Even saving 200–300 PLN to a savings account gives you a 2 400–3 600 PLN emergency cushion after one year. Set it up as a standing order so you never have to think about it.
Definitely in a bank. Cash at home earns nothing, and inflation erodes its value every year. Bank deposits are protected by the BFG up to €100,000 and usually earn interest. For safety, keep only enough cash at home to cover a few days' expenses.
Every bank's website has a branch and ATM finder by postcode. It is also worth checking whether the bank offers phone customer service in Polish — important when a branch visit is difficult. PKO BP and Pekao have Poland's largest branch networks, including in smaller towns.