BankSorter
Loans Deposits Accounts Personal accounts Savings accounts Business accounts Mortgages Payday Apps Blog Rankings Loans Deposits Accounts Mortgages Payday
Back to offers
UniCredit
Bank accounts

Konto osobiste (Pakiet Easy)

Verified 16.09.2026

UniCredit • PLN

Open account 72 people have used this offer

🔒 Secure redirect to UniCredit, no obligation

Personal Account (Easy Package) from UniCredit — a straightforward personal account with online banking, debit card and access to UniCredit branches across Poland and Europe.

Our review

Adam Ostrowski · Updated: 3 September 2026

Personal account (Easy Package) – UniCredit's offer

Pakiet Easy is UniCredit's personal account for customers looking for a simple, fee-free account with no complicated conditions.

Fees and account maintenance

The account is maintained free of charge in PLN and other currencies, with no additional conditions to meet.

Transfers and payments

The bank charges no fees for domestic Express Elixir instant transfers or European SEPA instant transfers. BLIK payments and withdrawals in shops and online are free.

Card and ATM withdrawals

The first card (virtual or physical) issued to the account is free. UniCredit does not charge for ATM withdrawals in Poland or abroad — though the ATM operator itself may apply its own fee.

Summary

Pakiet Easy is one of the most transparent personal account offers on the market — zero fees for maintenance, instant transfers and ATM withdrawals, with no activity conditions to meet. The only thing missing is a visible welcome bonus.

✓ Pros

  • ✓ Completely fee-free account, no conditions
  • ✓ Free Express Elixir and SEPA instant transfers
  • ✓ Free first card issued to the account
  • ✓ UniCredit charges no fee for ATM withdrawals in Poland or abroad

✕ Cons

  • ✕ No welcome bonus listed in the available offer data
  • ✕ The ATM operator may apply its own fee independent of UniCredit
  • ✕ No information available on account balance interest
Account
0 PLN
Card
0 PLN ⓘ Za wypłaty z bankomatów w Polsce i na świecie UniCredit nie pobiera opłaty - operator bankomatu może naliczyć własne prowizje
ATMs
0 PLN ⓘ 0 zł za wypłaty z bankomatów w Polsce i na świecie
›
Account maintenance fee ⓘ 0 zł za prowadzenie konta w PLN i innych walutach 0 zł za przelewy natychmiastowe krajowe Express Elixir 0 zł za przelewy natychmiastowe europejskie SEPA 0 zł za wypłaty z wszystkich bankomatów w Polsce i na świecie- UniCredit nie pobiera opłaty 0 zł za pierwszą kartę wirtualną lub fizyczną do konta 0 zł za wypłaty i płatności BLIK w sklepach i internecie" 0 PLN
Google Pay ✓
Aplikacja mobilna ✓
Apple Pay ✓
Karta debetowa Mastercard
Card fee ⓘ Za wypłaty z bankomatów w Polsce i na świecie UniCredit nie pobiera opłaty - operator bankomatu może naliczyć własne prowizje 0 PLN
Płatności internetowe ✓
Płatności zbliżeniowe ✓
Płatności internetowe ✓
Karta debetowa Mastercard
ATM withdrawal (domestic) ⓘ 0 zł za wypłaty z bankomatów w Polsce i na świecie 0 PLN
ATM withdrawal (abroad) 0 PLN
External transfer 0 PLN
Bank UniCredit
Website https://www.unicredit.pl
SWIFT/BIC UNCRPLPW
Headquarters Mediolan (Włochy)
Founded 1870