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Best bank accounts for students
Free accounts with cashback and welcome bonuses for students
As a student you can count on a free personal account, a no-fee card and attractive welcome bonuses. Compare offers tailored specifically for students.
Verified 16.09.2026
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Frequently asked questions
Yes — a debit card works wherever Visa or Mastercard is accepted. Watch out for hidden currency conversion fees (typically 1–3% per transaction). Before leaving, check your bank's exchange rates and consider opening a secondary Revolut or Wise account for cheap euro payments.
Block the card immediately in your bank's mobile app — the freeze option is available 24/7 and takes a few seconds. No need to wait on a helpline. Once blocked, order a replacement card in the app. Most banks send the new card within 2–5 business days, sometimes with delivery to a parcel locker.
In many banks, yes — cashback covers restaurants, food delivery apps, and grocery stores. The refund is typically 1–5% of the order value. Check your bank's loyalty programme rules — some student accounts offer higher cashback rates specifically for food and transport categories.
Banks rarely block accounts purely for inactivity, but they may start charging a maintenance fee if conditions for free-of-charge use are not met (e.g. minimum number of transactions). Making even one small card payment per month usually keeps the account free. Check your bank's specific terms.
Incoming bank transfers cannot be cancelled once posted to your account. You can voluntarily send the money back via a return transfer. If you believe you are in the right — keep the funds and resolve the matter directly with the sender. The bank does not arbitrate disputes between private individuals.