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Best bank accounts for students

Free accounts with cashback and welcome bonuses for students

As a student you can count on a free personal account, a no-fee card and attractive welcome bonuses. Compare offers tailored specifically for students.

Verified 11.05.2026

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Our recommendations

Alior Bank

Alior Bank

Alior Konto Plus

0.00%

interest rate

Apply →
Alior Bank

Alior Bank

Alior Konto 18-25 lat

0.00%

interest rate

Apply →
Alior Bank

Alior Bank

Alior Konto

0.00%

interest rate

Apply →

All offers in this category

BNP Paribas Bank Polska

BNP Paribas Bank Polska

Konto Otwarte na Ciebie w promocji "Bonus na wiosnę"

Verified 27.04.2026
0.00%
Apply →
Bank Millennium

Bank Millennium

Millennium 360°

Verified 27.04.2026
0.00%
Apply →
Bank Pekao

Bank Pekao

Konto Przekorzystne

Verified 27.04.2026
0.00%
Apply →
Bank Pekao

Bank Pekao

Konto Przekorzystne (do 26 lat)

Verified 27.04.2026
0.00%
Apply →
Citi Handlowy

Citi Handlowy

CitiKonto w promocji „Zyskaj do 700 PLN w ofercie CitiKonta”

Verified 27.04.2026
0.00%
Apply →
Citi Handlowy

Citi Handlowy

Citigold

Verified 27.04.2026
0.00%
Apply →
Crédit Agricole

Crédit Agricole

Konto dla Ciebie

Verified 27.04.2026
0.00%
Apply →
Nest Bank

Nest Bank

Nest Konto

Verified 27.04.2026
0.00%
Apply →
PKO Bank Polski

PKO Bank Polski

PKO Konto Bez Granic

Verified 27.04.2026
0.00%
Apply →
PKO Bank Polski

PKO Bank Polski

Konto za Zero

Verified 27.04.2026
0.00%
Apply →
UniCredit

UniCredit

Konto osobiste (Pakiet Easy)

Verified 27.04.2026
0.00%
Apply →
VeloBank

VeloBank

VeloKonto

Verified 27.04.2026
0.00%
Apply →
VeloBank

VeloBank

VeloKonto od 18 do 26 lat

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto do usług

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

mKonto Intensive

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto możliwości od 13 do 17 lat

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto do usług ze smart pierścieniem płatniczym

Verified 27.04.2026
0.00%
Apply →
mBank

mBank

eKonto możliwości

Verified 27.04.2026
0.00%
Apply →
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Frequently asked questions

Yes — a debit card works wherever Visa or Mastercard is accepted. Watch out for hidden currency conversion fees (typically 1–3% per transaction). Before leaving, check your bank's exchange rates and consider opening a secondary Revolut or Wise account for cheap euro payments.
Block the card immediately in your bank's mobile app — the freeze option is available 24/7 and takes a few seconds. No need to wait on a helpline. Once blocked, order a replacement card in the app. Most banks send the new card within 2–5 business days, sometimes with delivery to a parcel locker.
In many banks, yes — cashback covers restaurants, food delivery apps, and grocery stores. The refund is typically 1–5% of the order value. Check your bank's loyalty programme rules — some student accounts offer higher cashback rates specifically for food and transport categories.
Banks rarely block accounts purely for inactivity, but they may start charging a maintenance fee if conditions for free-of-charge use are not met (e.g. minimum number of transactions). Making even one small card payment per month usually keeps the account free. Check your bank's specific terms.
Incoming bank transfers cannot be cancelled once posted to your account. You can voluntarily send the money back via a return transfer. If you believe you are in the right — keep the funds and resolve the matter directly with the sender. The bank does not arbitrate disputes between private individuals.