Konto Przekorzystne (do 26 lat)
Bank Pekao • PLN
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Our review
Adam Ostrowski · Updated: 3 September 2026
Konto Przekorzystne (up to 26 years) – Bank Pekao's offer
Konto Przekorzystne is Bank Pekao's personal account for customers up to 26 years old, maintained with no monthly fee.
Welcome bonus
Customers can earn up to 500 PLN in total: 100 PLN for opening the account with a card or the PeoPay/Pekao24 app and making one card transaction within 14 days, plus 400 PLN for meeting activity conditions — an inflow of at least 500 PLN and at least 5 cashless transactions in each of the 4 months following account opening.
Card and withdrawals
The account comes with a Mastercard Debit FX card offering free withdrawals at both domestic and foreign ATMs, with no additional conditions.
External transfers
External transfers are free.
Summary
Konto Przekorzystne is one of the more appealing options for young customers — combining no maintenance fee, free ATM withdrawals worldwide, and a bonus of up to 500 PLN. The activity conditions spread over 4 months are relatively easy to meet.
✓ Pros
- ✓ Bonus up to 500 PLN
- ✓ No monthly account fee
- ✓ Free ATM withdrawals in Poland and abroad
- ✓ Free external transfers
✕ Cons
- ✕ Account only available to customers up to 26 years old
- ✕ Full bonus requires activity over 4 consecutive months
- ✕ Bonus payout timing depends on the month you join the promotion