Alior Konto 18-25 lat
Alior Bank • PLN
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Our review
Adam Ostrowski · Updated: 3 September 2026
Alior Konto 18-25 lat – who is this account for?
Alior Konto 18-25 lat is aimed at young customers aged 18 to 25 opening their first independent bank account. The account has no monthly maintenance fee, with no conditions required to keep it free.
Welcome bonus
New customers can earn a bonus of up to 500 PLN. It comes in two stages: 200 PLN for adding the card to a digital wallet (Apple Pay, Google Pay) and making 3 transactions within 10 days of opening the account, plus up to 300 PLN in activity rewards — 100 PLN per month for three consecutive months if the customer makes 10 digital-wallet card transactions, logs into the Alior Mobile app, and ensures a one-off inflow of at least 500 PLN.
Card and ATM withdrawals
The account comes with a payment card supporting BLIK, Google Pay and Apple Pay. Withdrawals at Alior Bank ATMs and the Euronet network (for amounts of 100 PLN or more) are free; other ATMs charge a 6 PLN fee. The card itself is free for the first 3 months, after which 5 transactions per month are required to avoid a fee.
External transfers
External transfers are free, with no additional conditions.
Summary
Alior Konto 18-25 lat is a solid choice for young customers — a fee-free account with a bonus of up to 500 PLN and full support for mobile payments. Keep in mind the requirement of 5 card transactions per month after the initial 3 months to avoid a card fee.
✓ Pros
- ✓ Bonus up to 500 PLN for digital activity
- ✓ No monthly account fee
- ✓ Free external transfers
- ✓ Full BLIK, Google Pay and Apple Pay support
- ✓ Free ATM withdrawals at Alior Bank and Euronet (from 100 PLN)
✕ Cons
- ✕ 6 PLN fee for withdrawals outside the Alior/Euronet network
- ✕ Card becomes chargeable after month 3 without 5 monthly transactions
- ✕ Account only available to customers aged 18-25