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Guides and bank offer comparisons — in plain English, straight to the point.
Latest articles
15 articles
Education
How to Set a Limit on Your Payment Card in the Bank App
A step-by-step guide to setting a daily cash withdrawal or online payment limit on your card inside your bank's app.
Loans
UOKiK Raids BIK, ING and mBank: Does Scoring Punish Rate Shopping?
On 8 July UOKiK raided BIK, ING and mBank, probing whether credit inquiries unfairly lower your score for comparing loan offers in Poland.
Education
How to Install Your Bank's App for the First Time
A calm guide: from what an app store is to downloading your bank's app step by step. Plain and simple — you cannot break anything.
Savings
Best Deposits and Savings Accounts — July 2026 Rankings
Top savings rates in Poland for July 2026: BOŚ Bank 7%, Credit Agricole 7.5%. Compare deposits and savings accounts and find the best offer.
Education
A Call From a "Bank Employee" or "Grandchild" — How to Hang Up Safely
Is a 'bank employee' or a panicked 'grandchild' calling? Learn 7 simple steps to safely end a suspicious phone call and protect your money.
Loans
New Consumer Credit Rules from July 2026 — What Does CCD2 Change?
The EU CCD2 Directive enters force in Poland in July 2026. Learn the 7 key changes: SECCI sheet, reflection period, BNPL regulation and new borrower rights.
Market commentary
PSD3 and PSR: New EU Rules That Protect Your Money
PSD3 and PSR: from 2028 EU banks must verify payees, refund impersonation fraud victims, and show all fees upfront. What changes for you.
Loans
Mortgage Payment Holidays Poland 2026 — Who Qualifies and What Are the Alternatives?
Statutory mortgage payment holidays in Poland expired at end of 2024. Find out what is available in 2026: FWK, bank suspension options, and refinancing.
Market commentary
BLIK Eyes Europe — Romania, Slovakia and the Eurozone in Its Sights
BLIK enters Romania and Slovakia. What does it mean for Polish users? Full details on the expansion and how to choose the best BLIK account.
Loans
End of WIBOR: What POLSTR Means for Your Polish Mortgage
From 2027, all new Polish mortgages will use POLSTR instead of WIBOR. Here's what changes — and what stays the same — for borrowers.
Education
Mobile Banking in Poland — How to Start and Take Control of Your Finances
Mobile banking in Poland step by step. What you can do through your banking app and how to set it up safely from day one.
Education
Fake Bank Message — How to Spot It and Avoid Getting Robbed
How to avoid bank fraud? 4 phishing warning signs everyone should know. Protect your account from cybercriminals.
Education
How to Pay Safely with BLIK — 5 Rules That Protect Your Money
How to use BLIK safely? 5 concrete rules that protect your money from fraudsters. Check before your next payment.
Bank Accounts
Revolut, Wise or Traditional Bank? Multi-Currency Account in 2026
We compare Revolut, Wise and traditional banks. Find out which multi-currency account to choose and when a fintech beats a bank.
Savings
Savings Account vs Term Deposit: How to Choose in 2026
We compare savings accounts and term deposits. Find out which product earns more in 2026 and when to use both at the same time.
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