Blog
Guides and bank offer comparisons - in plain English, straight to the point.
Latest articles
15 articles
Market commentary
What Are "New Funds" in a Bank Promotion - and Why It Matters
Millennium, VeloBank and mBank never define what counts as "new funds" in savings account promos. Bank Pekao shows a clear rule. Check before you deposit.
Market commentary
Account Opening Bonus: How Much You Really Get Upfront
Banks advertise bonuses up to PLN 2,700, but only PLN 100 may be guaranteed. Learn how to read Polish bank account bonus breakdowns before you sign up.
Market commentary
Poland's Mortgage Refinancing Price War: Banks Offer Cash Bonuses to Poach Borrowers
Banks are cutting refinancing margins and offering cash bonuses to lure borrowers away from rivals. Here's when refinancing your mortgage actually pays off, and where the traps are.
Guide
How to Plan a Household Budget So Your Money Lasts All Month
A simple way to build a household budget: the 50/30/20 rule, the envelope method, and a worked example on a typical salary, so your money lasts until payday.
Market commentary
Term Deposit or Savings Account - Which Pays More?
Term deposit or savings account? We compare current rates: deposits up to 6.1%, savings accounts up to 5.7%. See what pays off more for your situation.
Market commentary
Bank Account Without Regular Income: Where You Truly Avoid Fees
Freelancer, retiree, or student without a fixed salary? We checked which Polish personal accounts are genuinely fee-free with no income condition, and which only look free.
Market commentary
Deposit Without a Bank Account - Which Banks Really Allow It
Deposit without a bank account – we checked every offer description and found which bank really allows it, and which promotions actually bundle a deposit with an account.
Market commentary
Bank Profits Set to Fall 30% in 2026. What It Means for Customers
ZBP forecasts a roughly 30% drop in Polish bank profits in 2026 due to a CIT hike to 30%. Here's what it could mean for account fees, loan margins, and savings rates.
Guide
What RRSO Really Means vs. the Nominal Interest Rate
Poland's RRSO isn't the same as a loan's nominal interest rate. See a simple worked example and a checklist for comparing loan offers.
Market commentary
Where to Put 100,000 PLN: BFG Guarantee Limit and Real Rates (September 2026)
Have 100,000 PLN to save? See how far the BFG deposit guarantee (~PLN 434,630) stretches and which savings account and deposit rate thresholds apply in September 2026.
Market commentary
PLN 20,000 Deposit - What Pays Off Most in September 2026
Where should you put PLN 20,000 in September 2026? Compare the best fixed deposits and savings accounts with real rates, limits and estimated gross returns from BankSorter's database.
Market commentary
EU Court Rules on Swiss-Franc Loan Settlements: What Changes
The CJEU ruled on 10 September 2026 on how banks and Swiss-franc borrowers must settle up after a loan is invalidated (case C-510/25). Here is what it means for interest and your case.
Guide
How to Check Your Account Balance in the Banking App
A simple, step-by-step guide to checking your account balance in your banking app from home, plus what to do if something looks wrong.
Market commentary
PKO BP Becomes First Polish Bank to Offer POLSTR Mortgages
From September 3, 2026, PKO BP became Poland's first bank offering mortgages based on the POLSTR benchmark instead of WIBOR. Here's what the switch really means for borrowers and how to compare offers.
Guide
How to Set Up Direct Debit So Your Bills Pay Themselves
A step-by-step guide to setting up direct debit so your electricity, internet, and phone bills get paid automatically - without mistakes or stress.
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