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Guides and bank offer comparisons - in plain English, straight to the point.
Latest articles
15 articles
Market commentary
Poland's UOKiK Fines Bank Over Tied Loans for Solar Panels
Poland's UOKiK fined bank Inbank PLN 4.69m over tied loans for solar panels. Learn what a tied loan is and how to protect yourself from the same trap.
Guide
Fake Courier Text About a Package Fee: How to Spot the Scam
Got a text asking you to pay a small fee for a package from DPD, InPost or the post office? Learn the warning signs of courier phishing scams and what to do if you already entered your card details.
Guide
What Happens to a Bank Account After a Loved One Dies
What happens to a bank account when someone dies, what documents a family needs, and the most common mistakes to avoid - written simply, step by step.
Market commentary
Revolut Moves Closer to Poland's Banking Elite. What It Means for You
Revolut starts formal cooperation with Poland's Bank Association, now counting 5.5M customers there. See what it means for you and how its deposit guarantee differs from Poland's BFG.
Market commentary
Poland Freezes Treasury Bond Rates as Inflation Climbs to 4%
Poland's Finance Ministry kept treasury bond rates unchanged for a sixth month running, just as September inflation jumped to 4%. Here's what it means for your savings.
Guide
Emergency Fund: How Much You Really Need and How to Start Building One
Find out how big your emergency fund should really be, where to keep it, and how to start building it in small steps, even on a tight budget.
Market commentary
Polish Inflation Jumped to 4% in September. What It Means
Poland's statistics office reports inflation jumped to 4% in September. Here's what it means for your savings, mortgage and the November rate decision.
Guide
How Does a Debt Consolidation Loan Work?
A plain explanation of how a debt consolidation loan works: what combining several loans into one actually means, how the new monthly payment is calculated, typical fees, and who it might suit.
Market commentary
PENGAB Index: Polish Bankers Turn More Cautious on Mortgages
Poland's PENGAB sentiment index fell in September, with bankers' forecasts for mortgages and household deposits clearly weaker. Here is what that means for your loan and savings decisions right now.
Guide
How to Prepare Your Budget for the Heating Season
Heating and electricity bills rise in autumn and winter. Learn how to estimate the extra cost, set aside a small buffer beforehand, and what to do if a bill is much higher than expected.
Market commentary
Your Polish Mortgage Borrowing Power Just Shrank. Here's Why
Banks in Poland cut maximum mortgage amounts by up to PLN 70,000 in September. Here's why your borrowing capacity shrank and what to do about it.
Guide
A fake phone call "from your bank": how to spot it and what to do next
Someone calls claiming to be from your bank, mentions a "suspicious transaction" and pushes you to act right away? Learn how to recognise this scam and what to do if you already shared details or sent money.
Market commentary
A Weekend Without Banking? Poland's Banks Hit by Maintenance Wave
PKO BP and VeloBank took online banking offline for hours and ING warned of ATM disruption, all in one weekend. Here is what worked, what did not, and how to keep access to your money.
Guide
Finances After Retirement: Where to Start
A simple guide to reviewing your budget and savings after your income changes. Practical steps you can take at your own pace.
Market commentary
Short-Term or Long-Term Deposit? Real Rates in September 2026
No deposit in the database has a 12-month term right now. See real rates for 1, 2, 3, 4, 6 and 36 months, and why the highest rate isn't on the longest term.
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