Konto oszczędnościowe
Bank Pekao • PLN
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Score based on rate competitiveness and popularity among users.
Our review
Adam Ostrowski · Updated: 28 August 2026
Introduction
The savings account from Bank Pekao is a savings account with a promotional interest rate of up to 5.70% per annum on funds up to PLN 100,000, with no account maintenance fees.
Interest rate
The increased rate applies for 92 days from opening the account and is available to clients who did not use a personal or savings account with Pekao (or had a balance no higher than PLN 200 on them) between 1 January 2025 and 19 August 2026. One of the conditions for maintaining the promotional rate is making at least 5 card or BLIK transactions per month. The surplus of funds above PLN 100,000 earns interest at only 0.5% per annum. Interest is capitalised monthly.
Fees and terms
Account maintenance is free (PLN 0 both when opening and in subsequent months). A transfer from the account costs PLN 7.00.
Pros and cons
Details below.
✓ Pros
- ✓ High promotional interest rate — up to 5.70% per annum
- ✓ No account maintenance fees
- ✓ Monthly interest capitalisation
✕ Cons
- ✕ The promotional rate applies only for 92 days from opening the account
- ✕ Available only to clients without a previous personal/savings account at Pekao
- ✕ Funds above PLN 100,000 earn interest at only 0.5%
- ✕ A transfer from the account costs PLN 7
Returns calculator
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Calculation before 19% capital gains tax. Actual net return will be lower.