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Monthly ranking May 2026

Best Deposits — May 2026

8 offers · Higher rate = better offer

Updated 03.06.2026

In May 2026 we compared the best Deposits available. Rates ranged from 2.5% to 6.6%. Top offer: Nest Bank with "Nest Lokata Witaj" at 6.6% per year.

Offer ranking — May 2026

#1 Best offer
Nest Bank
Nest Bank Best Rate

Nest Lokata Witaj

  • Okres: 6 miesięcy
  • Kwota: 1 000 zł – 25 000 zł
  • Odsetki na koniec okresu
6.60%
interest rate
Apply
#2 place
VeloBank
VeloBank Top 3

VeloLokata dla Aktywnych

  • Okres: 6 miesięcy
  • Kwota: 1 000 zł – 50 000 zł
  • Odsetki na koniec okresu
6.00%
interest rate
Apply
#3 place
VeloBank
VeloBank

Lokata Mobilna na Start

  • Okres: 2 miesiące
  • Kwota: 1 000 zł – 30 000 zł
  • Odsetki na koniec okresu
5.00%
interest rate
Apply
Inbank
#4
Inbank

Lokata na Start

  • Okres: 6 miesięcy
  • Kwota: 1 000 zł – 50 000 zł
  • Odsetki na koniec okresu
4.50%
interest rate
Apply
Raiffeisen Digital Bank
#5
Raiffeisen Digital Bank For Beginners

Lokata dla Ciebie

  • Okres: 36 miesięcy
  • Kwota: 100 zł – 1 000 000 zł
  • Odsetki na koniec okresu
3.50%
interest rate
Apply
Santander Consumer Bank
#6
Santander Consumer Bank

Lokata Online Nowe Środki

  • Okres: 4 miesiące
  • Kwota: 1 000 zł – 400 000 zł
  • Odsetki na koniec okresu
3.50%
interest rate
Apply
VeloBank
#7
VeloBank Popular

Lokata na Nowe Środki

  • Okres: 2 miesiące
  • Kwota: 1 000 zł – 190 000 zł
  • Odsetki na koniec okresu
3.50%
interest rate
Apply
Inbank
#8
Inbank

Lokata standardowa

  • Okres: 1 miesiąc
  • Kwota: 5 000 zł – 50 000 zł
  • Odsetki na koniec okresu
2.50%
interest rate
Apply

How is this ranking created?

We checked 8 deposits offers in Poland for you in May 2026. The ranking is based on interest rate (50%), editorial ratings (30%) and user popularity (20%).

A fixed-term deposit guarantees a set interest rate for a defined period in exchange for locking your funds. Compare rates, minimum amounts, available terms and early withdrawal conditions.

FAQ

In May 2026 Nest Bank offered the highest rate in our deposit ranking at 6.6% per year. Also compare minimum amounts and available terms.
Deposits in EU banks are covered by deposit guarantee schemes up to €100,000 per person per bank. Your funds are protected even if the bank fails.
In May 2026 deposit rates ranged from 2.5% to 6.6%.

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