Credihelp.net

What is CrediHelp.net?

CrediHelp.net is not a single lender — it is a comparison site (a loan finder) for non-bank loans that matches users with one of several partner financial institutions. Instead of applying directly with one lender, on the CrediHelp site you pick one of the listed offers, and only then fill in an application that goes to that specific loan company. It is a tool for people who want to quickly compare several payday-loan offers in one place instead of visiting each lender's own website separately. The service itself states outright that it does not provide financial services on its own account, and that the information it shows is for informational purposes only.

No single APR — the cost depends on the partner you choose

There is no APR recorded in the BankSorter database for this offer, and that is not an oversight — as a comparison site, CrediHelp does not grant one single, uniform loan with one shared cost. On the site, each partner institution has its own amount and term:

• Solcredito PL — PLN 100–5,000, term 91–120 days
• Zaimoo PL — PLN 100–5,000, term 1–30 days
• Feniko PL — PLN 100–3,000, term 7–61 days
• Finandos — PLN 100–10,000, term 1–730 days
• Monisita — PLN 500–10,000, term 30–240 days
• Finansowo PL — PLN 50–30,000, term 7–36 days

For each offer the site states a declared rate of "0.01% per day" — this is not the APR, only a nominal daily rate advertised by the partners that does not include commissions or other fees that make up the real cost of the loan. You will only learn the actual APR for a specific loan after choosing an institution and moving on to its own application form — so before signing any agreement, always check the standard information form of the specific lender rather than basing your decision solely on the marketing tagline shown on the comparison site.

Conditions and requirements

The site lists the basic conditions needed to use any of the listed offers: being at least 18 years old, Polish citizenship, having your own bank account, and a form of identification. CrediHelp states that it does not charge any extra or hidden fees for using the comparison site itself, but states explicitly that a late repayment with the chosen partner may involve additional costs — fines and commissions charged by that specific lender, not by CrediHelp itself.

The site does not specify the rules for a possible loan extension (rollover) or the detailed conditions for early repayment — the only hint is a general statement that the faster you repay the loan, the less interest you will pay, which suggests there are no penalties for early repayment, though this is not explicitly confirmed anywhere. You will only find these details in the agreement and terms of the specific lender you choose.

How to apply

1. Choose one of the loan institutions listed on the CrediHelp site.
2. Fill in the application (personal details, loan amount and term).
3. Wait for a decision — usually from a few minutes up to a few hours — and once approved, the money is transferred to your account.

Summary

CrediHelp.net is a convenient tool for quickly comparing several non-bank loan offers in one place — the range of amounts (from PLN 50 up to as much as PLN 30,000 with some partners) and repayment terms (from a few days up to nearly two years) lets you match an offer to your own situation. The biggest downside is that there is no single, clear APR at the level of the comparison site itself — you will only learn the real cost of the loan once you move on to a specific institution, so before signing any agreement, be sure to check the APR and full terms with the lender you choose.