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Ekassa
Payday loans

Ekassa

Verified 12.10.2026

Ekassa • PLN

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In brief
Loan amount up to 30 000 PLN
Short-term loan from Ekassa — up to 30,000 PLN. Online process with instant approval. Check current rates on the lender's website.

Our review

Adam Ostrowski · Updated: 3 September 2026

Ekassa – online cash loan up to PLN 30,000

Ekassa is an online lender offering cash loans to individuals, fully processed online with no branch visit required. The product is aimed mainly at people looking for fast access to cash for any purpose, without needing to submit income certificates or wait long for a decision.

APRC and loan cost

In the source data for this offer we did not find a stated APRC (RRSO) or total cost of the loan — neither in the product database, nor on the page the offer link for this listing led to at the time of verification. That link in fact pointed to a different Ekassa product — a loan for sole proprietors (JDG businesses), not the loan for individual retail customers this review covers. We therefore cannot give a reliable, verified APRC figure here. The only confirmed number is the maximum loan amount — up to PLN 30,000. Before applying, make sure to check the exact total cost and APRC in the lender's calculator for the specific amount and repayment period you are interested in — without that, it is not possible to reliably judge whether the offer is cheap or expensive.

Terms and requirements

The database for this offer does not contain confirmed information about the repayment period, the minimum borrower age, or whether the lender checks BIK (the Polish credit bureau) history. We do not want to guess these terms or copy them from general knowledge about the payday loan market — if these details matter to you, verify them directly on the application form before submitting it.

Pros and cons

  • Maximum loan amount reaches PLN 30,000, a high ceiling for a non-bank loan
  • Fully online application
  • No stated APRC or loan cost in the available data
  • At the time of verification, the offer link led to a different product from the same lender (a business loan), making it harder to check the real terms
  • No confirmed information about the repayment period or borrower requirements

Summary

Ekassa offers a cash loan with a maximum amount of up to PLN 30,000, but based on the available, verified data we are not able to give a specific APRC or the full repayment terms for this offer. Before deciding on this loan, be sure to check the APRC and total cost directly with the lender for the amount and period you choose — that is the only way to reliably compare this offer with other loans on the market.

✓ Pros

  • ✓ Maximum amount up to PLN 30,000
  • ✓ Fully online application

✕ Cons

  • ✕ No stated APRC or loan cost
  • ✕ Offer link led to a different product (business loan)
  • ✕ No data on repayment period or borrower requirements

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.