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PKO Bank Polski
Cash loans

Pożyczka gotówkowa na 48 miesięcy

New Verified 31 Oct 2026

PKO Bank Polski • PLN

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🏆 BankSorter Score
4.8 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 8.50%
Loan amount 15,000 – 50,000 PLN
Period up to 48 mo. (4 years)

Loan repayment calculator

15,000 PLN 50,000 PLN

48 mo.

Monthly payment
Total cost
Total interest
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Indicative calculation based on nominal rate of 8.19%. Actual costs depend on individual creditworthiness assessment.

Bank's representative example

Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 8,50%. Całkowita kwota kredytu (bez kredytowanych kosztów): 32 000,00 zł. Całkowita kwota do zapłaty: 37 630,58 zł. Oprocentowanie stałe: 8,19%. Całkowity koszt kredytu: 5 630,58 zł (w tym: prowizja: 0,00 zł, odsetki 5 630,58 zł). 47 miesięcznych rat równych po 784,21 zł i ostatnia rata: 772,71 zł. Kalkulację przeprowadziliśmy 12.02.2026 r. na reprezentatywnym przykładzie.

BankSorter sample calculation

For a loan of 20,000 PLN over 48 months, at a nominal rate of 8.19% and an APRC of 8.50%, the monthly instalment is approximately 490 PLN, and the estimated total amount payable is approximately 23,522 PLN (including interest: approx. 3,522 PLN). This estimate excludes any arrangement fee, insurance, or other charges - check the bank's offer for the full terms and total cost of credit before signing. As of 31 Oct 2026.