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N26 and Revolut: plans and fees compared

We compare 2 plans from 2 providers: N26 and Revolut. Every plan is described with the same parameters: account fee, card, ATM withdrawals and currency exchange. This is not a ranking of every finance app available in Poland.

2 providers, 2 plans Data checked against sources: 16 Oct 2026

Tick “Compare” on 2–3 plans to see them side by side.

Everyone No monthly fee Cashback Multi-currency

N26 · 1 plan

N26 Metal

16.90 € / month

Virtual card
0 €
Physical card
0 €
Card delivery
0 €
Fee-free ATM withdrawals
8 withdrawals / month (EUR only, within the eurozone)
Withdrawal above the limit
0% (every withdrawal in a currency other than EUR, e.g. PLN)
Fee-free currency exchange
No confirmed data
Currency exchange fee
0%
Weekend exchange surcharge
No confirmed data

Availability: Dla mieszkańców Polski: konto w euro z niemieckim numerem IBAN (N26 Bank SE, Berlin). Od 18 lat.

Cancellation: Umowa na 12 miesięcy, potem przedłuża się na czas nieokreślony z prawem natychmiastowego wypowiedzenia. Źródło nie podaje opłaty za rezygnację; przy wcześniejszej rezygnacji przepada rabat za płatność z góry.

Sources and check date (16 Oct 2026)
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Revolut · 1 plan

Revolut Ultra

260 zł / month

or 2,520 zł / year when paid yearly

Virtual card
0 zł
Physical card
0 zł
Card delivery
express: 0 zł
Fee-free ATM withdrawals
7,500 zł / month
Withdrawal above the limit
2% (min. 5 zł)
Fee-free currency exchange
no limit
Currency exchange fee
0% (Monday to Friday)
Weekend exchange surcharge
0% (Fri 17:00 to Sun 18:00, New York time)

Availability: Plan oferowany klientom z Polski przez Revolut Bank UAB.

Cancellation: Przez 14 dni możesz zrezygnować ze zwrotem abonamentu (zamówiona karta Ultra kosztuje wtedy 255 zł plus dostawa). Od 14. dnia do końca 6. miesiąca przy płatności miesięcznej obowiązuje opłata równa miesięcznemu abonamentowi; przy płatności rocznej bez tej opłaty, ale bez zwrotu. Po 6 miesiącach bez opłaty.

Sources and check date (16 Oct 2026)
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We will email you when any fee of this plan changes.

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How we compare

  • Data comes from the providers' price lists, terms and help pages for customers in Poland. Each plan lists its sources and the date we checked them.
  • When a source does not state something we write "No confirmed data", never 0. When official sources disagree we show both values.
  • Once a week we automatically check the account fee. If it differs from the verified one we flag it for re-checking instead of overwriting it. Data checked more than 90 days ago is flagged the same way.
  • Plans are grouped by provider in alphabetical order. The order does not depend on commissions.
  • ATM operator fees and exchange-rate differences are not included: they depend on where and when you pay.

BankSorter may receive compensation from banks and financial institutions if you click a link and take up an offer. This does not affect the cost to you or the order of offers in our rankings.

Data collected and checked by the BankSorter editorial team. Editorial policy