BankSorter
Loans Deposits Accounts Personal accounts Savings accounts Business accounts Mortgages Payday Apps Blog Compare now
Monthly ranking July 2026

Best Cash loans in Poland — July 2026

10 offers · Lower rate = better offer

Created 14.07.2026 · Updated 27.07.2026

In July 2026 we compared the best Cash loans available. Rates ranged from 7.8% to 9.99%. Top offer: VeloBank with "Pożyczka gotówkowa" at 7.8% per year. This ranking covers offers available in Poland.

Offer ranking — July 2026

1
★ #1 Best offer
VeloBank
VeloBank

Pożyczka gotówkowa

✓ Oprocentowanie: 7.80% ✓ RRSO: 15.24% ✓ Bez prowizji ✓ Kwota: 500 zł – 300 000 zł
Lowest Cost
7.80%
interest rate
Apply
2
Citi Handlowy
Citi Handlowy

Pożyczka gotówkowa dla nowych klientów

✓ Oprocentowanie: 7.89% ✓ RRSO: 15.41% ✓ Bez prowizji ✓ Kwota: 20 000 zł – 150 000 zł
7.89%
interest rate
Apply
3
Bank Pekao
Bank Pekao

Pożyczka Ekspresowa

✓ Oprocentowanie: 7.90% ✓ RRSO: 15.43% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 250 000 zł
7.90%
interest rate
Apply
4
Bank Millennium
Bank Millennium

Pożyczka gotówkowa online

✓ Oprocentowanie: 7.99% ✓ RRSO: 15.60% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 40 000 zł
7.99%
interest rate
Apply
5
Santander Consumer Bank
Santander Consumer Bank

Kredyt Gotówkowy online z kodem "TERAZ"

✓ Oprocentowanie: 8.00% ✓ RRSO: 15.62% ✓ Bez prowizji ✓ Kwota: 15 000 zł – 35 000 zł
8.00%
interest rate
Apply
6
Santander Consumer Bank
Santander Consumer Bank

Promocyjny Mistrzowski Kredyt Gotówkowy

✓ Oprocentowanie: 8.00% ✓ RRSO: 15.62% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 50 000 zł
8.00%
interest rate
Apply
7
Alior Bank
Alior Bank

Pożyczka Internetowa

✓ Oprocentowanie: 8.79% ✓ RRSO: 17.14% ✓ Bez prowizji ✓ Kwota: 500 zł – 250 000 zł
Top 3
8.79%
interest rate
Apply
8
BNP Paribas Bank Polska
BNP Paribas Bank Polska

Pierwsza Pożyczka

✓ Oprocentowanie: 8.89% ✓ RRSO: 15.33% ✓ Bez prowizji ✓ Kwota: 20 000 zł – 30 000 zł
Top 3
8.89%
interest rate
Apply
9
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Pożyczka gotówkowa

✓ Oprocentowanie: 9.47% ✓ RRSO: 18.44% ✓ Bez prowizji ✓ Kwota: 5 000 zł – 200 000 zł
Best Rate
9.47%
interest rate
Apply
10
BNP Paribas Bank Polska
BNP Paribas Bank Polska

Kredyt gotówkowy online

✓ Oprocentowanie: 9.99% ✓ RRSO: 19.43% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 20 000 zł
9.99%
interest rate
Apply

How is this ranking created?

We checked 10 cash loans offers in Poland for you in July 2026. The ranking is based on interest rate (50%), editorial ratings (30%) and user popularity (20%).

A personal loan lets you finance any goal — from home renovation to a car purchase. Banks differ in rates, fees, required insurance and repayment flexibility. Always compare the APR (Annual Percentage Rate), which reflects the true total cost.

FAQ

In July 2026, VeloBank offered the lowest rate in our ranking at 7.8% per year. Always compare the APR, which includes all costs.
The most important metric is the APR, which covers the nominal rate, origination fee and insurance costs. Also check whether the bank requires add-on products like a current account or credit card.
In July 2026 personal loan rates ranged from 7.8% to 9.99% per year, depending on the borrower profile, loan amount and term.

See all current cash loans offers

Compare all Cash loans