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Monthly ranking July 2026

Best Payday loans in Poland — July 2026

10 offers · Higher rate = better offer

Created 16.07.2026 · Updated 27.07.2026

In July 2026 we compared the best Payday loans available. Rates ranged from 34.98% to 112.41%. Top offer: Moniak with "Moniak" at 34.98% per year. This ranking covers offers available in Poland.

Offer ranking — July 2026

1
★ #1 Best offer
Moniak
Moniak

Moniak

✓ RRSO: 34.98% ✓ Kwota pożyczki: do 2 500 zł
34.98%
interest rate
Apply
2
Crezu
Crezu

Crezu

✓ RRSO: 36.00% ✓ Kwota pożyczki: do 100 zł
36.00%
interest rate
Apply
3
Cashspace
Cashspace

Cashspace

✓ RRSO: 36.00% ✓ Kwota pożyczki: do 100 zł
36.00%
interest rate
Apply
4
Netcredit
Netcredit

Netcredit

✓ RRSO: 38.97% ✓ Kwota pożyczki: do 5 000 zł ✓ Wiek: 20–70 lat
38.97%
interest rate
Apply
5
Citokredyt
Citokredyt

Citokredyt

✓ RRSO: 55.90%
55.90%
interest rate
Apply
6
RataPro
RataPro

RataPro

✓ RRSO: 68.26% ✓ Kwota pożyczki: do 1 000 zł
68.26%
interest rate
Apply
7
NetGotowka
NetGotowka

NetGotowka

✓ RRSO: 69.74%
69.74%
interest rate
Apply
8
AASA Polska
AASA Polska

AASA Polska

✓ RRSO: 88.86% ✓ Kwota pożyczki: do 25 000 zł ✓ Wiek: 20–80 lat
88.86%
interest rate
Apply
9
Szybka Gotówka
Szybka Gotówka

Pożyczka pozabankowa

111.00%
interest rate
Apply
10
Smart Pożyczka
Smart Pożyczka

Pożyczka gotówkowa

112.41%
interest rate
Apply

How is this ranking created?

We checked 10 payday loans offers in Poland for you in July 2026. The ranking is based on interest rate (50%), editorial ratings (30%) and user popularity (20%).

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