BankSorter
Loans Deposits Accounts Personal accounts Savings accounts Business accounts Mortgages Payday Apps Blog Compare now

Offer Comparison

All bank offers in Poland

Found 91 offers · Sorted by: Max amount

Sort by: Interest rate Min deposit Max amount Name Bank Term
Type: All types Cash loan Consolidation loan Mortgage Personal account Business account Savings account Deposit Financial app Payday loan

Segment

Everyone For businesses

Need

Any No fees No BIK check Foreign currency Cashback
All periods 1 month 2 months 3 months 6 months 12 months
Clear

Links marked → are affiliate links. By clicking, you can support the site at no extra cost to you.

1
★ #1 Best offer
UniCredit
UniCredit

Lokata terminowa

✓ Term: 3 months ✓ Amount: 1 zł – 25,000,000 zł ✓ Interest paid at maturity
PLN For Beginners Verified 01.08.2026 30 people clicked this month ▸ Min: 1 PLN ▸ Max: 25 000 000 PLN ▸ 3 hours ago
3.30%
interest rate
Apply — 3,30%
1% max
2
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Lokata dla Ciebie

✓ Okres: 36 miesięcy ✓ Kwota: 100 zł – 1 000 000 zł ✓ Odsetki na koniec okresu
PLN For Beginners Verified 01.08.2026 25 people clicked this month ▸ Min: 100 PLN ▸ Max: 1 000 000 PLN ▸ 3 hours ago
3.50%
interest rate
Open deposit
1% max
3
Bank Millennium
Bank Millennium

Kredyt mieszkaniowy z okresowo stałym oprocentowaniem

✓ Oprocentowanie: 5.75% ✓ RRSO: 5.92% ✓ Marża: 1.90% ✓ Oprocentowanie stałe
PLN +170 PLN vs avg Best Rate Verified 01.08.2026 ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 3 hours ago
5.92%
APR
Go to the bank's offer
7% max
4
Bank Pekao
Bank Pekao

Kredyt hipoteczny

✓ Oprocentowanie: 5.67% ✓ RRSO: 6.01% ✓ Marża: 1.89%
PLN Top 3 Verified 01.08.2026 33 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 30 years ▸ 3 hours ago
6.01%
APR
Go to the bank's offer
7% max
5
PKO Bank Polski
PKO Bank Polski

Kredyt mieszkaniowy Własny kąt

✓ Oprocentowanie: 5.72% ✓ RRSO: 5.89% ✓ Marża: 1.87% ✓ Oprocentowanie stałe
PLN +80 PLN vs avg Top 3 Verified 01.08.2026 22 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 3 hours ago
5.89%
APR
Go to the bank's offer
7% max
6
Santander Consumer Bank
Santander Consumer Bank

Lokata Online Nowe Środki

✓ Okres: 4 miesiące ✓ Kwota: 1 000 zł – 400 000 zł ✓ Odsetki na koniec okresu
PLN Verified 01.08.2026 24 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 400 000 PLN ▸ 3 hours ago
3.50%
interest rate
Open deposit
1% max
7
VeloBank
VeloBank

Kredyt hipoteczny VeloDom

✓ Oprocentowanie: 5.63% ✓ RRSO: 5.78% ✓ Marża: 1.85%
PLN Lowest Cost Verified 01.08.2026 46 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 3 hours ago
5.78%
APR
Go to the bank's offer
7% max
8
VeloBank
VeloBank

Pożyczka gotówkowa

✓ Oprocentowanie: 7.80% ✓ RRSO: 15.24% ✓ Bez prowizji ✓ Kwota: 500 zł – 300 000 zł
PLN Lowest Cost Verified 01.08.2026 32 people clicked this month ▸ Min: 500 PLN ▸ Max: 300 000 PLN ▸ 3 hours ago
15.43%
APR
Go to the bank's offer
5% max
9
Alior Bank
Alior Bank

Pożyczka Internetowa

✓ Oprocentowanie: 8.79% ✓ RRSO: 17.14% ✓ Bez prowizji ✓ Kwota: 500 zł – 250 000 zł
PLN Top 3 Verified 01.08.2026 20 people clicked this month ▸ Min: 500 PLN ▸ Max: 250 000 PLN ▸ 3 hours ago
17.14%
APR
Go to the bank's offer
4% max
10
Bank Pekao
Bank Pekao

Pożyczka Konsolidacyjna

✓ Interest rate: 7.90% ✓ APR: 13.81% ✓ No commission ✓ Amount: 1,000 zł – 250,000 zł
PLN Lowest Cost Verified 01.08.2026 29 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 3 hours ago
7.90%
interest rate
Apply
5% max
11
Bank Pekao
Bank Pekao

Pożyczka Ekspresowa

✓ Oprocentowanie: 7.90% ✓ RRSO: 15.43% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 250 000 zł
PLN Verified 01.08.2026 25 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 3 hours ago
15.60%
APR
Go to the bank's offer
5% max
12
BNP Paribas Bank Polska
BNP Paribas Bank Polska

Kredyt Konsolidacyjny

✓ Interest rate: 12.69% ✓ APR: 21.10% ✓ No commission ✓ Amount: 1,000 zł – 250,000 zł
PLN Best Rate New Verified 01.08.2026 21 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 3 hours ago
12.69%
interest rate
Apply
3% max
13
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Pożyczka gotówkowa

✓ Oprocentowanie: 9.47% ✓ RRSO: 18.44% ✓ Bez prowizji ✓ Kwota: 5 000 zł – 200 000 zł
PLN Best Rate Verified 01.08.2026 ▸ Min: 5 000 PLN ▸ Max: 200 000 PLN ▸ 3 hours ago
18.44%
APR
Go to the bank's offer
4% max
14
VeloBank
VeloBank

Lokata na Nowe Środki

✓ Okres: 2 miesiące ✓ Kwota: 1 000 zł – 190 000 zł ✓ Odsetki na koniec okresu
PLN Verified 01.08.2026 ▸ Min: 1 000 PLN ▸ Max: 190 000 PLN ▸ 3 hours ago
3.00%
interest rate
Open deposit
1% max
15
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Pożyczka gotówkowa z kodem promocyjnym RDB829

✓ Interest rate: 7.99% ✓ APR: 13.95% ✓ No commission ✓ Amount: 5,000 zł – 150,000 zł
PLN Top 3 Verified 01.08.2026 29 people clicked this month ▸ Min: 5 000 PLN ▸ Max: 150 000 PLN ▸ 3 hours ago
7.99%
interest rate
Apply
5% max
16
Crédit Agricole
Crédit Agricole

Lokata Powitalna

✓ Term: 1 month ✓ Amount: 1,000 zł – 100,000 zł ✓ Interest paid at maturity
PLN +1 400 PLN vs avg Top 3 Verified 01.08.2026 28 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 100 000 PLN ▸ 3 hours ago
5.50%
interest rate
Apply — 5,50%
1% max
17
Alior Bank
Alior Bank

Internetowy Kredyt Konsolidacyjny

✓ Oprocentowanie: 8.79% ✓ RRSO: 15.20% ✓ Bez prowizji ✓ Kwota: 500 zł – 100 000 zł
PLN Top 3 Verified 01.08.2026 22 people clicked this month ▸ Min: 500 PLN ▸ Max: 100 000 PLN ▸ 3 hours ago
8.79%
interest rate
Go to the bank's offer
4% max
18
Inbank
Inbank

Lokata standardowa

✓ Okres: 1 miesiąc ✓ Kwota: 5 000 zł – 50 000 zł ✓ Odsetki na koniec okresu
PLN Verified 01.08.2026 30 people clicked this month ▸ Min: 5 000 PLN ▸ Max: 50 000 PLN ▸ 3 hours ago
2.60%
interest rate
Open deposit
1% max
19
Inbank
Inbank

Lokata na Start

✓ Okres: 6 miesięcy ✓ Kwota: 1 000 zł – 50 000 zł ✓ Odsetki na koniec okresu
PLN +400 PLN vs avg Verified 01.08.2026 ▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 3 hours ago
4.50%
interest rate
Open deposit
1% max
20
Santander Consumer Bank
Santander Consumer Bank

Promocyjny Mistrzowski Kredyt Gotówkowy

✓ Oprocentowanie: 8.00% ✓ RRSO: 15.62% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 50 000 zł
PLN Verified 01.08.2026 23 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 3 hours ago
15.62%
APR
Go to the bank's offer
5% max
Compare deposit / savings return
PLN
Select two products and enter an amount to compare.

Guide: All bank offers

How to compare financial offers and make informed decisions.

1

Read the fee and commission table

Every bank is required to publish a full fee schedule. That is where you will find all the conditions and possible hidden costs — read it carefully before signing anything.

2

Only compare products with the same purpose

A term deposit and a savings account are different tools; a cash loan and a mortgage are entirely different products. Make sure you are comparing solutions that match your specific financial goal.

3

Promotions have conditions — read them

Attractive "introductory" offers have limited durations, amount caps or additional requirements. Read the full terms, not just the advertising banner with the large percentage.

4

Check the data update date

Bank offer conditions can change every few weeks. Pay attention to the date of the last update — fresh data means a more reliable comparison.

5

Negotiate terms for larger amounts

Rankings are a starting point. For mortgages and larger cash loans it is worth meeting with an adviser — banks have some negotiating room on margin and commission, especially for customers with a good credit history.

Frequently asked questions

We source data directly from banks and update it regularly. You can sort and filter offers by interest rate, amount, term and other parameters — without registration, completely free of charge.
Yes — BankSorter receives a commission from banks for referring customers (CPA/CPL model). This is standard practice in the comparison industry. The order of results is based solely on the offer parameters — banks cannot pay for a higher position in the ranking.
Start with your goal: saving, borrowing, an account for everyday payments — each goal requires a different product. Then determine your time horizon and acceptable cost level. Compare several offers, read the full terms — not just the headlines.
Yes, there are no restrictions. Many people use a main account at one bank and a deposit or savings account at another, combining convenience with better rates. This is a fully legal and common practice.
For a current account: proof of identity (sometimes a second document). For a cash loan: identity document and proof of income (employment contract, latest tax return or bank statement). For a mortgage: additionally, property documents, a preliminary purchase agreement and 3–6 months of income history. Details vary between banks.