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Offer Comparison

All bank offers in Poland

Found 91 offers · Sorted by: Min deposit

Sort by: Interest rate Min deposit Max amount Name Bank Term
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1
★ #1 Best offer
Bank Millennium
Bank Millennium

Kredyt mieszkaniowy z okresowo stałym oprocentowaniem

✓ Oprocentowanie: 5.75% ✓ RRSO: 5.92% ✓ Marża: 1.90% ✓ Oprocentowanie stałe
PLN +170 PLN vs avg Best Rate Verified 02.08.2026 ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 45 minutes ago
5.92%
APR
Go to the bank's offer
7% max
2
Bank Pekao
Bank Pekao

Kredyt hipoteczny

✓ Oprocentowanie: 5.67% ✓ RRSO: 6.01% ✓ Marża: 1.89%
PLN Top 3 Verified 02.08.2026 33 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 30 years ▸ 45 minutes ago
6.01%
APR
Go to the bank's offer
7% max
3
PKO Bank Polski
PKO Bank Polski

Kredyt mieszkaniowy Własny kąt

✓ Oprocentowanie: 5.72% ✓ RRSO: 5.89% ✓ Marża: 1.87% ✓ Oprocentowanie stałe
PLN +80 PLN vs avg Top 3 Verified 02.08.2026 22 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 45 minutes ago
5.89%
APR
Go to the bank's offer
7% max
4
VeloBank
VeloBank

Kredyt hipoteczny VeloDom

✓ Oprocentowanie: 5.63% ✓ RRSO: 5.78% ✓ Marża: 1.85%
PLN Lowest Cost Verified 02.08.2026 46 people clicked this month ▸ Example amount: 400 000 PLN ▸ Max period: 35 years ▸ 45 minutes ago
5.78%
APR
Go to the bank's offer
7% max
5
BNP Paribas Bank Polska
BNP Paribas Bank Polska

Pierwsza Pożyczka

✓ Oprocentowanie: 8.89% ✓ RRSO: 15.33% ✓ Bez prowizji ✓ Kwota: 20 000 zł – 30 000 zł
PLN Top 3 Verified 02.08.2026 ▸ Min: 20 000 PLN ▸ Max: 30 000 PLN ▸ 46 minutes ago
16.75%
APR
Go to the bank's offer
4% max
6
Santander Consumer Bank
Santander Consumer Bank

Kredyt Gotówkowy online z kodem "TERAZ"

✓ Oprocentowanie: 8.00% ✓ RRSO: 15.62% ✓ Bez prowizji ✓ Kwota: 15 000 zł – 35 000 zł
PLN Verified 02.08.2026 24 people clicked this month ▸ Min: 15 000 PLN ▸ Max: 35 000 PLN ▸ 45 minutes ago
15.62%
APR
Go to the bank's offer
5% max
7
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Pożyczka gotówkowa z kodem promocyjnym RDB829

✓ Interest rate: 7.99% ✓ APR: 13.95% ✓ No commission ✓ Amount: 5,000 zł – 150,000 zł
PLN Top 3 Verified 02.08.2026 29 people clicked this month ▸ Min: 5 000 PLN ▸ Max: 150 000 PLN ▸ 45 minutes ago
7.99%
interest rate
Apply
5% max
8
Inbank
Inbank

Lokata standardowa

✓ Okres: 1 miesiąc ✓ Kwota: 5 000 zł – 50 000 zł ✓ Odsetki na koniec okresu
PLN Verified 02.08.2026 30 people clicked this month ▸ Min: 5 000 PLN ▸ Max: 50 000 PLN ▸ 45 minutes ago
2.60%
interest rate
Open deposit
1% max
9
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Pożyczka gotówkowa

✓ Oprocentowanie: 9.47% ✓ RRSO: 18.44% ✓ Bez prowizji ✓ Kwota: 5 000 zł – 200 000 zł
PLN Best Rate Verified 02.08.2026 ▸ Min: 5 000 PLN ▸ Max: 200 000 PLN ▸ 45 minutes ago
18.44%
APR
Go to the bank's offer
4% max
10
Bank Millennium
Bank Millennium

Pożyczka gotówkowa online

✓ Oprocentowanie: 7.99% ✓ RRSO: 15.60% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 40 000 zł
PLN Verified 02.08.2026 ▸ Min: 1 000 PLN ▸ Max: 40 000 PLN ▸ 45 minutes ago
15.60%
APR
Go to the bank's offer
5% max
11
Bank Pekao
Bank Pekao

Pożyczka Konsolidacyjna

✓ Interest rate: 7.90% ✓ APR: 13.81% ✓ No commission ✓ Amount: 1,000 zł – 250,000 zł
PLN Lowest Cost Verified 02.08.2026 29 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 45 minutes ago
7.90%
interest rate
Apply
5% max
12
Crédit Agricole
Crédit Agricole

Lokata Powitalna

✓ Term: 1 month ✓ Amount: 1,000 zł – 100,000 zł ✓ Interest paid at maturity
PLN +1 400 PLN vs avg Top 3 Verified 02.08.2026 28 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 100 000 PLN ▸ 45 minutes ago
5.50%
interest rate
Apply — 5,50%
1% max
13
Bank Pekao
Bank Pekao

Pożyczka Ekspresowa

✓ Oprocentowanie: 7.90% ✓ RRSO: 15.43% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 250 000 zł
PLN Verified 02.08.2026 25 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 45 minutes ago
15.60%
APR
Go to the bank's offer
5% max
14
Inbank
Inbank

Lokata na Start

✓ Okres: 6 miesięcy ✓ Kwota: 1 000 zł – 50 000 zł ✓ Odsetki na koniec okresu
PLN +400 PLN vs avg Verified 02.08.2026 ▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 45 minutes ago
4.50%
interest rate
Open deposit
1% max
15
Nest Bank
Nest Bank

Nest Lokata Witaj

✓ Okres: 6 miesięcy ✓ Kwota: 1 000 zł – 25 000 zł ✓ Odsetki na koniec okresu
PLN +2 000 PLN vs avg Best Rate Verified 02.08.2026 69 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 25 000 PLN ▸ 45 minutes ago
6.10%
interest rate
Open deposit
1% max
16
Santander Consumer Bank
Santander Consumer Bank

Promocyjny Mistrzowski Kredyt Gotówkowy

✓ Oprocentowanie: 8.00% ✓ RRSO: 15.62% ✓ Bez prowizji ✓ Kwota: 1 000 zł – 50 000 zł
PLN Verified 02.08.2026 23 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 45 minutes ago
15.62%
APR
Go to the bank's offer
5% max
17
Santander Consumer Bank
Santander Consumer Bank

Lokata Online Nowe Środki

✓ Okres: 4 miesiące ✓ Kwota: 1 000 zł – 400 000 zł ✓ Odsetki na koniec okresu
PLN Verified 02.08.2026 24 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 400 000 PLN ▸ 45 minutes ago
3.50%
interest rate
Open deposit
1% max
18
VeloBank
VeloBank

Lokata na Nowe Środki

✓ Okres: 2 miesiące ✓ Kwota: 1 000 zł – 190 000 zł ✓ Odsetki na koniec okresu
PLN Verified 02.08.2026 ▸ Min: 1 000 PLN ▸ Max: 190 000 PLN ▸ 45 minutes ago
3.00%
interest rate
Open deposit
1% max
19
VeloBank
VeloBank

Lokata Mobilna na Start

✓ Okres: 2 miesiące ✓ Kwota: 1 000 zł – 30 000 zł ✓ Odsetki na koniec okresu
PLN Verified 02.08.2026 22 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 30 000 PLN ▸ 45 minutes ago
3.00%
interest rate
Open deposit
1% max
20
VeloBank
VeloBank

VeloLokata dla Aktywnych

✓ Okres: 6 miesięcy ✓ Kwota: 1 000 zł – 50 000 zł ✓ Odsetki na koniec okresu
PLN +1 900 PLN vs avg Top 3 Verified 02.08.2026 58 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 45 minutes ago
6.00%
interest rate
Open deposit
1% max
Compare deposit / savings return
PLN
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Guide: All bank offers

How to compare financial offers and make informed decisions.

1

Read the fee and commission table

Every bank is required to publish a full fee schedule. That is where you will find all the conditions and possible hidden costs — read it carefully before signing anything.

2

Only compare products with the same purpose

A term deposit and a savings account are different tools; a cash loan and a mortgage are entirely different products. Make sure you are comparing solutions that match your specific financial goal.

3

Promotions have conditions — read them

Attractive "introductory" offers have limited durations, amount caps or additional requirements. Read the full terms, not just the advertising banner with the large percentage.

4

Check the data update date

Bank offer conditions can change every few weeks. Pay attention to the date of the last update — fresh data means a more reliable comparison.

5

Negotiate terms for larger amounts

Rankings are a starting point. For mortgages and larger cash loans it is worth meeting with an adviser — banks have some negotiating room on margin and commission, especially for customers with a good credit history.

Frequently asked questions

We source data directly from banks and update it regularly. You can sort and filter offers by interest rate, amount, term and other parameters — without registration, completely free of charge.
Yes — BankSorter receives a commission from banks for referring customers (CPA/CPL model). This is standard practice in the comparison industry. The order of results is based solely on the offer parameters — banks cannot pay for a higher position in the ranking.
Start with your goal: saving, borrowing, an account for everyday payments — each goal requires a different product. Then determine your time horizon and acceptable cost level. Compare several offers, read the full terms — not just the headlines.
Yes, there are no restrictions. Many people use a main account at one bank and a deposit or savings account at another, combining convenience with better rates. This is a fully legal and common practice.
For a current account: proof of identity (sometimes a second document). For a cash loan: identity document and proof of income (employment contract, latest tax return or bank statement). For a mortgage: additionally, property documents, a preliminary purchase agreement and 3–6 months of income history. Details vary between banks.