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Cash loans

Found 10 offers · Sorted by: Interest rate

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#1 Best offer
BNP Paribas Bank Polska
BNP Paribas Bank Polska PLN Verified 27.04.2026

Kredyt gotówkowy online

  • Oprocentowanie: 9.99%
  • RRSO: 19.43%
  • Bez prowizji
  • Kwota: 1 000 zł – 20 000 zł
▸ Min: 1 000 PLN ▸ Max: 20 000 PLN ▸ 2 weeks ago
19.43%
APR
Apply for loan
79% max
#2 place
Raiffeisen Digital Bank
Raiffeisen Digital Bank PLN Verified 27.04.2026

Pożyczka gotówkowa

  • Oprocentowanie: 9.47%
  • RRSO: 18.44%
  • Bez prowizji
  • Kwota: 5 000 zł – 200 000 zł
▸ Min: 5 000 PLN ▸ Max: 200 000 PLN ▸ 2 weeks ago
18.44%
APR
Apply for loan
83% max
#3 place
Alior Bank
Alior Bank PLN Verified 30.04.2026

Pożyczka Internetowa

  • Oprocentowanie: 8.79%
  • RRSO: 17.14%
  • Bez prowizji
  • Kwota: 500 zł – 250 000 zł
▸ Min: 500 PLN ▸ Max: 250 000 PLN ▸ 1 week ago
17.14%
APR
Apply for loan
90% max
BNP Paribas Bank Polska
BNP Paribas Bank Polska PLN Verified 27.04.2026

Pierwsza Pożyczka

  • Oprocentowanie: 8.59%
  • RRSO: 16.75%
  • Bez prowizji
  • Kwota: 1 000 zł – 50 000 zł
▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 2 weeks ago
16.75%
APR
Apply for loan
92% max
Santander Consumer Bank
Santander Consumer Bank PLN Verified 27.04.2026

Promocyjny Mistrzowski Kredyt Gotówkowy

  • Oprocentowanie: 8.00%
  • RRSO: 15.62%
  • Bez prowizji
  • Kwota: 1 000 zł – 50 000 zł
▸ Min: 1 000 PLN ▸ Max: 50 000 PLN ▸ 2 weeks ago
15.62%
APR
Apply for loan
99% max
Santander Consumer Bank
Santander Consumer Bank PLN Verified 27.04.2026 21 people clicked this month

Kredyt Gotówkowy online z kodem "OTWIERAM"

  • Oprocentowanie: 8.00%
  • RRSO: 15.62%
  • Bez prowizji
  • Kwota: 15 000 zł – 35 000 zł
▸ Min: 15 000 PLN ▸ Max: 35 000 PLN ▸ 2 weeks ago
15.62%
APR
Apply for loan
99% max
Bank Millennium
Bank Millennium PLN Verified 27.04.2026

Pożyczka gotówkowa online

  • Oprocentowanie: 7.99%
  • RRSO: 15.60%
  • Bez prowizji
  • Kwota: 1 000 zł – 40 000 zł
▸ Min: 1 000 PLN ▸ Max: 40 000 PLN ▸ 2 weeks ago
15.60%
APR
Apply for loan
99% max
Bank Pekao
Bank Pekao PLN Verified 27.04.2026

Pożyczka Ekspresowa

  • Oprocentowanie: 7.99%
  • RRSO: 15.60%
  • Bez prowizji
  • Kwota: 1 000 zł – 250 000 zł
▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 2 weeks ago
15.60%
APR
Apply for loan
99% max
VeloBank
VeloBank PLN Verified 27.04.2026 21 people clicked this month

Pożyczka gotówkowa

  • Oprocentowanie: 7.90%
  • RRSO: 15.43%
  • Bez prowizji
  • Kwota: 500 zł – 300 000 zł
▸ Min: 500 PLN ▸ Max: 300 000 PLN ▸ 2 weeks ago
15.43%
APR
Apply for loan
100% max
Citi Handlowy
Citi Handlowy PLN Verified 27.04.2026 35 people clicked this month

Pożyczka gotówkowa dla nowych klientów

  • Oprocentowanie: 7.89%
  • RRSO: 15.41%
  • Bez prowizji
  • Kwota: 20 000 zł – 150 000 zł
▸ Min: 20 000 PLN ▸ Max: 150 000 PLN ▸ 2 weeks ago
15.41%
APR
Apply for loan
100% max
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Guide: Cash loans

What you should know before taking a cash loan.

1

Focus on APR, not just the interest rate

APR (Annual Percentage Rate) is the full cost of a loan — it includes interest, commission and insurance. Two loans with identical nominal rates can have very different APRs.

2

Calculate the total cost, not just the monthly instalment

A lower monthly payment often just means a longer term and a higher total repayment. Before signing, check how much you will pay in total — the number of instalments multiplied by the instalment amount.

3

Check early repayment conditions

Banks may charge a fee for overpayment: up to 1% of the amount repaid within the first 12 months of the agreement, or 0.5% after that period. After full early repayment the bank must refund a proportionate part of the costs already charged.

4

Pull your credit report before applying

You can download your credit bureau report once a year for free. Overdue payments lower your credit score and can result in rejection or a higher APR. It's better to check in advance and, if necessary, repair your credit history.

5

Don't submit multiple applications at once

Every bank enquiry to the credit bureau lowers your score by a few points. Compare offers using a comparison site, pick the best one or two, and only then submit applications — one at a time.

Frequently asked questions

APR (Annual Percentage Rate) is the total cost of a loan expressed as an annual percentage. Unlike the nominal interest rate, it includes commission, insurance and all other fees. Always compare APR — not just the interest rate.
Banks offer cash loans of up to 200,000 PLN. Creditworthiness is assessed based on income level, credit bureau history, existing liabilities and employment type. A rough rule of thumb: the monthly instalment should not exceed 40–50% of net income.
Yes — some banks offer loans without a credit bureau check, usually at a higher APR and with a lower maximum amount. Use the "No credit check" filter on this page to see available offers.
Many banks give a preliminary decision online within 15 minutes. After acceptance and signing the agreement, the transfer usually arrives the same or next business day.
Yes — consumer law guarantees the right to early repayment at any time. The fee cannot exceed 1% of the amount repaid (in the first year of the agreement) or 0.5% (after one year). After full early repayment the bank must refund a proportionate part of the costs already charged.