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Offer Comparison

All bank offers in Poland

Found 91 offers · Sorted by: Min deposit

Sort by: Interest rate Min deposit Max amount Name Bank Term
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21
BNP Paribas Bank Polska
BNP Paribas Bank Polska

Kredyt Konsolidacyjny

✓ Interest rate: 12.69% ✓ APR: 21.10% ✓ No commission ✓ Amount: 1,000 zł – 250,000 zł
PLN Best Rate New Verified 02.08.2026 21 people clicked this month ▸ Min: 1 000 PLN ▸ Max: 250 000 PLN ▸ 1 hour ago
12.69%
interest rate
Apply
3% max
22
Szybka Gotówka
Szybka Gotówka

Pożyczka pozabankowa

PLN Verified 02.08.2026 ▸ Min: 700 PLN ▸ Max: 20 000 PLN ▸ Period: 1–3 mo. ▸ 1 hour ago
111.00%
APR
Check the offer
0% max
23
Alior Bank
Alior Bank

Pożyczka Internetowa

✓ Oprocentowanie: 8.79% ✓ RRSO: 17.14% ✓ Bez prowizji ✓ Kwota: 500 zł – 250 000 zł
PLN Top 3 Verified 02.08.2026 ▸ Min: 500 PLN ▸ Max: 250 000 PLN ▸ 1 hour ago
17.14%
APR
Go to the bank's offer
4% max
24
VeloBank
VeloBank

Pożyczka gotówkowa

✓ Oprocentowanie: 7.80% ✓ RRSO: 15.24% ✓ Bez prowizji ✓ Kwota: 500 zł – 300 000 zł
PLN Lowest Cost Verified 02.08.2026 32 people clicked this month ▸ Min: 500 PLN ▸ Max: 300 000 PLN ▸ 1 hour ago
15.43%
APR
Go to the bank's offer
5% max
25
Alior Bank
Alior Bank

Internetowy Kredyt Konsolidacyjny

✓ Oprocentowanie: 8.79% ✓ RRSO: 15.20% ✓ Bez prowizji ✓ Kwota: 500 zł – 100 000 zł
PLN Top 3 Verified 02.08.2026 21 people clicked this month ▸ Min: 500 PLN ▸ Max: 100 000 PLN ▸ 1 hour ago
8.79%
interest rate
Go to the bank's offer
4% max
26
Revolut
Revolut

Revolut Ultra

✓ Exclusive premium card ✓ Free ATM withdrawals up to 7,500 PLN/month ✓ Unlimited fee-free currency exchange (Mon–Fri) ✓ No weekend exchange fees ✓ Unlimited airport lounge access ✓ Unlimited airport Fast Track ✓ Trip and event cancellation protection ✓ Liability insurance up to 1M PLN/year ✓ Medical, winter sports, luggage and car insurance ✓ Invest Pro included ✓ PLN Vault: 4% p.a. ✓ 10 commission-free stock trades/month
PLN ▸ Min: 260 PLN ▸ 3 months ago
0.00%
interest rate
Apply
0% max
27
Raiffeisen Digital Bank
Raiffeisen Digital Bank

Lokata dla Ciebie

✓ Okres: 36 miesięcy ✓ Kwota: 100 zł – 1 000 000 zł ✓ Odsetki na koniec okresu
PLN For Beginners Verified 02.08.2026 25 people clicked this month ▸ Min: 100 PLN ▸ Max: 1 000 000 PLN ▸ 1 hour ago
3.50%
interest rate
Open deposit
1% max
28
Wonga
Wonga

Pożyczka krótkoterminowa

PLN Verified 02.08.2026 ▸ Min: 100 PLN ▸ Max: 6 000 PLN ▸ Period: Max 3 mo. ▸ 1 hour ago
296.64%
APR
Check the offer
0% max
29
Revolut
Revolut

Revolut Metal

✓ Metal payment card ✓ Free ATM withdrawals up to 3,000 PLN/month ✓ Unlimited fee-free currency exchange (Mon–Fri) ✓ No weekend exchange fees ✓ Discounted airport lounge access ✓ Liability insurance up to 1M PLN/year ✓ Car rental insurance ✓ Medical, winter sports and luggage insurance ✓ PLN Vault: 3.5% p.a. ✓ 10 commission-free stock trades/month
PLN ▸ Min: 56 PLN ▸ 23 hours ago
0.00%
interest rate
Apply
0% max
30
N26
N26

N26 You

✓ Travel insurance for you and your partner ✓ Electronics protection ✓ International health insurance ✓ Unlimited ATM withdrawals in euros
PLN ▸ Min: 42 PLN ▸ 2 weeks ago
0.00%
interest rate
Apply
0% max
31
Revolut
Revolut

Revolut Premium

✓ Personalised card ✓ Free ATM withdrawals up to 1,500 PLN/month ✓ Unlimited fee-free currency exchange (Mon–Fri) ✓ No weekend exchange fees ✓ Discounted airport lounge access ✓ International medical insurance ✓ Winter sports insurance ✓ Flight delay and luggage insurance ✓ PLN Vault: 3.25% p.a. ✓ 5 commission-free stock trades/month
PLN ▸ Min: 34 PLN ▸ 23 hours ago
0.00%
interest rate
Apply
0% max
32
Revolut
Revolut

Revolut Plus

✓ Personalised card ✓ Free ATM withdrawals up to 900 PLN/month ✓ Currency exchange up to €3,000/month fee-free (Mon–Fri) ✓ Only 0.5% weekend exchange fee ✓ 0.5% Revolut Pay cashback ✓ PLN Vault: 2.75% p.a. ✓ 3 commission-free stock trades/month
PLN ▸ Min: 20 PLN ▸ 23 hours ago
0.00%
interest rate
Apply
0% max
33
N26
N26

N26 Metal

✓ Metal card (18g) ✓ Cashback with selected partners ✓ Concierge and VIP service ✓ Extended travel insurance
PLN ▸ Min: 17 PLN ▸ 2 weeks ago
0.00%
interest rate
Apply
0% max
34
N26
N26

N26 Smart

✓ 10 sub-accounts for budget management ✓ Spending statistics and categorisation ✓ Shared account for couples (Shared Spaces) ✓ More free ATM withdrawals
PLN ▸ Min: 5 PLN ▸ 2 weeks ago
0.00%
interest rate
Apply
0% max
35
UniCredit
UniCredit

Lokata terminowa

✓ Term: 3 months ✓ Amount: 1 zł – 25,000,000 zł ✓ Interest paid at maturity
PLN For Beginners Verified 02.08.2026 30 people clicked this month ▸ Min: 1 PLN ▸ Max: 25 000 000 PLN ▸ 1 hour ago
3.30%
interest rate
Apply — 3,30%
1% max
36
Revolut
Revolut

Revolut Standard

✓ Free virtual and physical card ✓ Multi-currency account ✓ Free ATM withdrawals up to 800 PLN/month ✓ Currency exchange up to €1,000/month fee-free (Mon–Fri) ✓ 0.1% Revolut Pay cashback
PLN ▸ Min: 0 PLN ▸ 23 hours ago
0.00%
interest rate
Apply
0% max
37
Wise
Wise

Wise Konto

✓ Transfers at the mid-market rate with no markup ✓ Account in 40+ currencies at once ✓ Card for payments in any country ✓ Instant transfers to other Wise users
PLN ▸ Min: 0 PLN ▸ 3 months ago
0.00%
interest rate
Apply
0% max
38
N26
N26

N26 Standard

✓ Free account and Mastercard ✓ Real-time transaction notifications ✓ Free payments abroad ✓ Open an account in 8 minutes
PLN ▸ Min: 0 PLN ▸ 2 weeks ago
0.00%
interest rate
Apply
0% max
39
Alior Bank
Alior Bank

Alior Konto Plus

✓ Premia: 1000 zł ✓ Opłata: 0.00–12.00 zł/mies. ✓ Darmowe przelewy zewnętrzne ✓ Warunek: 0 zł, jeśli wpływy na konto wynoszą min. 3000 zł/m-c oraz k…
PLN Verified 02.08.2026 22 people clicked this month Fee details ▸ 1 hour ago
1 000 PLN
bonus
Open account
40
Alior Bank
Alior Bank

Alior Konto 18-25 lat

✓ Premia: 500 zł ✓ Bez opłat za prowadzenie ✓ Darmowe przelewy zewnętrzne
PLN Verified 02.08.2026 21 people clicked this month Fee details ▸ 1 hour ago
500 PLN
bonus
Open account
Compare deposit / savings return
PLN
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Guide: All bank offers

How to compare financial offers and make informed decisions.

1

Read the fee and commission table

Every bank is required to publish a full fee schedule. That is where you will find all the conditions and possible hidden costs — read it carefully before signing anything.

2

Only compare products with the same purpose

A term deposit and a savings account are different tools; a cash loan and a mortgage are entirely different products. Make sure you are comparing solutions that match your specific financial goal.

3

Promotions have conditions — read them

Attractive "introductory" offers have limited durations, amount caps or additional requirements. Read the full terms, not just the advertising banner with the large percentage.

4

Check the data update date

Bank offer conditions can change every few weeks. Pay attention to the date of the last update — fresh data means a more reliable comparison.

5

Negotiate terms for larger amounts

Rankings are a starting point. For mortgages and larger cash loans it is worth meeting with an adviser — banks have some negotiating room on margin and commission, especially for customers with a good credit history.

Frequently asked questions

We source data directly from banks and update it regularly. You can sort and filter offers by interest rate, amount, term and other parameters — without registration, completely free of charge.
Yes — BankSorter receives a commission from banks for referring customers (CPA/CPL model). This is standard practice in the comparison industry. The order of results is based solely on the offer parameters — banks cannot pay for a higher position in the ranking.
Start with your goal: saving, borrowing, an account for everyday payments — each goal requires a different product. Then determine your time horizon and acceptable cost level. Compare several offers, read the full terms — not just the headlines.
Yes, there are no restrictions. Many people use a main account at one bank and a deposit or savings account at another, combining convenience with better rates. This is a fully legal and common practice.
For a current account: proof of identity (sometimes a second document). For a cash loan: identity document and proof of income (employment contract, latest tax return or bank statement). For a mortgage: additionally, property documents, a preliminary purchase agreement and 3–6 months of income history. Details vary between banks.