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Offer Comparison

All bank offers in Poland

Found 91 offers

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Revolut
Revolut

Revolut Standard

Free virtual and physical card Multi-currency account Free ATM withdrawals up to 800 PLN/month Currency exchange up to €1,000/month fee-free (Mon–Fri) 0.1% Revolut Pay cashback
PLN Min: 0 PLN 21 hours ago
0.00%
interest rate
Apply
0% max
Wise
Wise

Wise Konto

Transfers at the mid-market rate with no markup Account in 40+ currencies at once Card for payments in any country Instant transfers to other Wise users
PLN Min: 0 PLN 3 months ago
0.00%
interest rate
Apply
0% max
N26
N26

N26 Standard

Free account and Mastercard Real-time transaction notifications Free payments abroad Open an account in 8 minutes
PLN Min: 0 PLN 2 weeks ago
0.00%
interest rate
Apply
0% max
N26
N26

N26 Smart

10 sub-accounts for budget management Spending statistics and categorisation Shared account for couples (Shared Spaces) More free ATM withdrawals
PLN Min: 5 PLN 2 weeks ago
0.00%
interest rate
Apply
0% max
N26
N26

N26 You

Travel insurance for you and your partner Electronics protection International health insurance Unlimited ATM withdrawals in euros
PLN Min: 42 PLN 2 weeks ago
0.00%
interest rate
Apply
0% max
N26
N26

N26 Metal

Metal card (18g) Cashback with selected partners Concierge and VIP service Extended travel insurance
PLN Min: 17 PLN 2 weeks ago
0.00%
interest rate
Apply
0% max
Oprocentowanie: 8.79% RRSO: 17.14% Bez prowizji Kwota: 500 zł – 250 000 zł
PLN Top 3 Verified 01.08.2026 20 people clicked this month Min: 500 PLN Max: 250 000 PLN 3 hours ago
17.14%
APR
4% max
Premia: 1000 zł Opłata: 0.00–12.00 zł/mies. Darmowe przelewy zewnętrzne Warunek: 0 zł, jeśli wpływy na konto wynoszą min. 3000 zł/m-c oraz k…
PLN Verified 01.08.2026 22 people clicked this month Fee details 3 hours ago
1 000 PLN
bonus
Open account
Premia: 500 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 22 people clicked this month Fee details 3 hours ago
500 PLN
bonus
Open account
Premia: 1300 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 30 people clicked this month Fee details 3 hours ago
1 300 PLN
bonus
Open account
Premia: 4400 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 Fee details 3 hours ago
4 400 PLN
bonus
Oprocentowanie do: 0.38% Kapitalizacja: miesięczna Bez opłat za prowadzenie Przelew: 8.00 zł
PLN No Min. Deposit For Beginners Verified 01.08.2026 30 people clicked this month 3 hours ago
0.38%
interest rate
0% max
Oprocentowanie: 8.89% RRSO: 15.33% Bez prowizji Kwota: 20 000 zł – 30 000 zł
PLN Top 3 Verified 01.08.2026 Min: 20 000 PLN Max: 30 000 PLN 3 hours ago
16.75%
APR
4% max
Premia: 1000 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 Fee details 3 hours ago
1 000 PLN
bonus
Open account
Oprocentowanie: 7.99% RRSO: 15.60% Bez prowizji Kwota: 1 000 zł – 40 000 zł
PLN Verified 01.08.2026 Min: 1 000 PLN Max: 40 000 PLN 3 hours ago
15.60%
APR
5% max
Premia: 900 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 20 people clicked this month Fee details 3 hours ago
900 PLN
bonus
Open account
Premia: 5000 zł Bez opłat za prowadzenie Darmowe przelewy zewnętrzne
PLN Verified 01.08.2026 24 people clicked this month Fee details 3 hours ago
5 000 PLN
bonus
Oprocentowanie do: 4.50% Kapitalizacja: miesięczna Bez opłat za prowadzenie Przelew: 9.90 zł
PLN +1 240 PLN vs avg No Min. Deposit For Beginners Verified 01.08.2026 25 people clicked this month 3 hours ago
4.50%
interest rate
1% max
Oprocentowanie: 5.75% RRSO: 5.92% Marża: 1.90% Oprocentowanie stałe
PLN +170 PLN vs avg Best Rate Verified 01.08.2026 Example amount: 400 000 PLN Max period: 35 years 3 hours ago
5.92%
APR
7% max
Oprocentowanie: 7.90% RRSO: 15.43% Bez prowizji Kwota: 1 000 zł – 250 000 zł
PLN Verified 01.08.2026 25 people clicked this month Min: 1 000 PLN Max: 250 000 PLN 3 hours ago
15.60%
APR
5% max
Compare deposit / savings return
PLN
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Guide: All bank offers

How to compare financial offers and make informed decisions.

1

Read the fee and commission table

Every bank is required to publish a full fee schedule. That is where you will find all the conditions and possible hidden costs — read it carefully before signing anything.

2

Only compare products with the same purpose

A term deposit and a savings account are different tools; a cash loan and a mortgage are entirely different products. Make sure you are comparing solutions that match your specific financial goal.

3

Promotions have conditions — read them

Attractive "introductory" offers have limited durations, amount caps or additional requirements. Read the full terms, not just the advertising banner with the large percentage.

4

Check the data update date

Bank offer conditions can change every few weeks. Pay attention to the date of the last update — fresh data means a more reliable comparison.

5

Negotiate terms for larger amounts

Rankings are a starting point. For mortgages and larger cash loans it is worth meeting with an adviser — banks have some negotiating room on margin and commission, especially for customers with a good credit history.

Frequently asked questions

We source data directly from banks and update it regularly. You can sort and filter offers by interest rate, amount, term and other parameters — without registration, completely free of charge.
Yes — BankSorter receives a commission from banks for referring customers (CPA/CPL model). This is standard practice in the comparison industry. The order of results is based solely on the offer parameters — banks cannot pay for a higher position in the ranking.
Start with your goal: saving, borrowing, an account for everyday payments — each goal requires a different product. Then determine your time horizon and acceptable cost level. Compare several offers, read the full terms — not just the headlines.
Yes, there are no restrictions. Many people use a main account at one bank and a deposit or savings account at another, combining convenience with better rates. This is a fully legal and common practice.
For a current account: proof of identity (sometimes a second document). For a cash loan: identity document and proof of income (employment contract, latest tax return or bank statement). For a mortgage: additionally, property documents, a preliminary purchase agreement and 3–6 months of income history. Details vary between banks.